12902 Co Rd M, Kiel, WI 53042 Property Records

Manitowoc County property record for 12902 Co Rd M, Kiel, WI 53042

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,188 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-017-003-003.00`

Property Details

APN / Parcel Number

Primary APN	`12-017-003-003.00`
Alternative APN	`012-017-003-003.00`

Exterior

Lot Area	87,120 sqft

Location & Zoning

Street Address	12902 COUNTY ROAD M
City	KIEL
State	WI
Zip	53042-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	1371-475 LOT 1 CSM V18 P175 SW1/4 NE1/4
Legal Range	22E
Legal Township	17N
Legal Section	17
Legal Subdivision	CERTIFIED SURV MAPS
Legal Lot Number	1
Jurisdiction	MANITOWOC WI
Township / Civil Division	MEEME
Census Block Group	3
Census Block	3040
Census Tract	10600

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12902 COUNTY ROAD M, KIEL, WI 53042-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEVELAND STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	12902 COUNTY ROAD M, KIEL, WI 53042-9705
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12902 COUNTY ROAD M, KIEL, WI 53042-9705

Mortgage

Document Number	003465/567
Date	Jan 4, 2022
Book Page	3465/567
Instrument	1246038

Lender

Name	CLEVELAND STATE BANK
Type	Bank
Address	SHEBOYGAN, WI 53083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	12902 COUNTY ROAD M, KIEL, WI 53042-9705
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003519/110
Date	Aug 30, 2022
Book Page	3519/110
Instrument	1255267

Lender

Name	CLEVELAND STATE BANK
Type	Bank
Address	CLEVELAND, WI 53015

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	63 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Meeme Town
Unified School District	Kiel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,188.00 (+22.71%) Homeowner's exemption	$371,000 (+89.09%) Land $40,800 Building $330,200	$375,406 (+28.61%) Land $41,285 Building $334,121
2023	$3,413.00 (+9.04%) Homeowner's exemption	$196,200 (-) Land $25,500 Building $170,700	$291,897 (+13.02%) Land $37,938 Building $253,959
2022	$3,130.00 Homeowner's exemption	$196,200 Land $25,500 Building $170,700	$258,276 Land $33,568 Building $224,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Bertram Communications.

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