12902 Carruth Dr, Cottondale, AL 35453 Property Records

Tuscaloosa County property record for 12902 Carruth Dr, Cottondale, AL 35453

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,118 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,800 (Mar 2004)
Tax Bill	$498 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-03-07-3-001-003.004`

Property Details

APN / Parcel Number

Primary APN	`38-03-07-3-001-003.004`
Alternative APNs	`79057` `72647`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	2,118 sqft
Utility Area	60 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	515 sqft
Porch	Open Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	72647
Street Address	12902 CARRUTH DR
City	COTTONDALE
State	AL
Zip	35453-3744
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM SW COR S7 T22S R8W; N 686.7 TO POB; N 623.9 TO THE NW COR OF THE SW/4-SW/4; E 213 TO W MARGIN OF CARRUTH DR; SE 85.1 ALG
Legal Range	08W
Legal Township	22S
Legal Section	07
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	BIG SANDY-DUNCANVILLE
Census Block Group	4
Census Block	4000
Census Tract	10707

Owner

Source: Tuscaloosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12901 CARRUTH DR, COTTONDALE, AL 35453-3745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2004 · Amount on Record
Deed Sale	Mar 24, 2004 · Amount on Record
Deed Document Number	147712
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	12902 CARRUTH DR, COTTONDALE, AL 35453-3744
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12902 CARRUTH DR, COTTONDALE, AL 35453-3744

Mortgage

Document Number	0000002025/0000077470
Date	Nov 12, 2025
Book Page	0000002025/0000077470
Instrument	1959833

Lender

Name	ALABAMA ONE CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$498.00 (+7.79%) Homeowner's exemption	$55,520 (+40.91%) Land $4,280 Building $51,240	$277,600 (+40.91%) Land $21,400 Building $256,200
2024	$462.00 (-1.28%) Homeowner's exemption	$39,400 (-1.1%) Land $3,560 Building $35,840	$197,000 (-1.1%) Land $17,800 Building $179,200
2023	$468.00 (-2.3%) Homeowner's exemption	$39,840 (-2.06%) Land $3,560 Building $36,280	$199,200 (-2.06%) Land $17,800 Building $181,400
2022	$479.00 Homeowner's exemption	$40,680 Land $3,560 Building $37,120	$203,400 Land $17,800 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Carruth Dr

Nearby Streets

All Cottondale, AL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures