12901 W Ranch Rd 152, Llano, TX 78643 Property Records

Llano County property record for 12901 W Ranch Rd 152, Llano, TX 78643

Property Summary

Property Type	Rural Home
Details	2 ba · 3,072 sqft · built 1997
Lot Size	4.5 acres (196,020 sqft)
Owner	Company Name on Record
Tax Bill	$6,535 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`20783-000-0040-4`

Property Details

APN / Parcel Number

Primary APN	`20783-000-0040-4`
Alternative APN	`50479`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,072 sqft Living Area
1st Floor Area	2,382 sqft
2nd Floor Area	690 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Roof Type	Gable
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	1,106 sqft
Patio Area	1,106 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20783-000-0040-4
Street Address	12901 W RANCH ROAD 152
City	LLANO
State	TX
Zip	78643-2205
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	J THOMPSON ABST #783 4.500 AC
Legal Subdivision	J THOMPSON ABSTRACT #783
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	2
Census Block	2107
Census Tract	970300

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12901 W RANCH ROAD 152, LLANO, TX 78643-2205
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LLANO NATIONAL BANK
Dec 14, 2022	Deed of Trust, Mortgage · Construction Mortgage LLANO NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	12901 W RANCH ROAD 152, LLANO, TX 78643-2205
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12901 W RANCH RD, LLANO, TX 78643

Mortgage

Document Number	0002506416
Date	Nov 12, 2025
Instrument	25-06416

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Dec 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	12901 W RANCH ROAD 152, LLANO, TX 78643-2205
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12901 W RANCH ROAD 152, LLANO, TX 78643-2205

Mortgage

Document Number	0002209386
Date	Dec 14, 2022
Instrument	22-09386

Lender

Name	LLANO NATIONAL BANK
Type	Bank
Address	LLANO, TX 78643

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	12901 W RANCH ROAD 152, LLANO, TX 78643-2205
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12901 RANCH RD, LLANO, TX 78643

Mortgage

Document Number	0002209385
Date	Dec 14, 2022
Instrument	22-09385

Lender

Name	LLANO NATIONAL BANK
Type	Bank
Address	LLANO, TX 78643

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,535.00 (+421.96%)	$626,070 (-) Land $182,440 Building $443,630	$626,070 (-) Land $182,440 Building $443,630
2025	$1,252.00 (-77.17%) Homeowner's exemption Senior Citizen's exemption	$626,070 (+11.8%) Land $182,440 Building $443,630	$626,070 (+11.8%) Land $182,440 Building $443,630
2023	$5,484.00 Homeowner's exemption Senior Citizen's exemption	$560,000 Land $173,750 Building $386,250	$560,000 Land $173,750 Building $386,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	55 (1991–2025)
Claims Outside the SFHA	16 of 55
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200

May also be available: T-Mobile.

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