Saginaw County property record for 12901 Prior Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 2006 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Sep 1993) |
| Tax Bill | $2,433 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Jan 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-11-3-30-3002-004 |
| Primary APN | 26-11-3-30-3002-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 72,745 sqft (1.67 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12901 PRIOR RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 440 FT E FROM W 1/4 CORN OF SEC TH S 418 FT TH E 175 FT TH N 209 FT TH E 33 FT TH N 208 FT TH W 208 FT TO POB |
| Legal Range | 03E |
| Legal Township | 11N |
| Legal Section | 30 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 11902 |
12901 Prior Rd is owned and occupied by two individuals who acquired it in April 2026.
Source: Saginaw County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12901 PRIOR RD, SAINT CHARLES, MI 48655-8555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 9, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 1993 · Amount on File |
| Deed Sale | Sep 24, 1993 · Amount on File |
| Deed Book / Page | 1877 / 1734 |
| Last Transfer Date | Apr 21, 2026 |
| Transfer Doc | 0000011299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 21, 2026 |
| Property Address | 12901 PRIOR RD, SAINT CHARLES, MI 48655-8555 |
| Document Number | 0000011299 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202611299 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12901 PRIOR RD, SAINT CHARLES, MI 48655-8555 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12901 PRIOR RD, SAINT CHARLES, MI 48655-8555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000712 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 2018000712 |
| Name | INDEPENDENT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 12901 Prior Rd was $2,433 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,000 | $242,000 | |
| 2025 | $2,433.00 Homeowner's exemption | ||
| 2023 | $72,300 | $144,600 | |
| 2022 | $1,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12901 Prior Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12901 Prior Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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