Allegany County property record for 12901 Memory Ln NE, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,447 sqft · built 1935 |
| Lot Size | 0.446 acres (19,435 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,210 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-004439 |
| Primary APN | 34-004439 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,447 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,435 sqft (0.446 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 353 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 004439 |
|---|---|
| Street Address | 12901 MEMORY LN NE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-6868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12901 MEMORY LANE LOT 5 108X168 122X170 |
| Legal Subdivision | MEMORY LANE |
| Legal Lot Number | 5 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 34, BEDFORD ROAD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2300 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12901 MEMORY LN NE, CUMBERLAND, MD 21502-6868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2025 |
| Transfer Doc | 003036-0297 |
| Record Updated | Oct 29, 2026 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,367 (+6.61%) | $111,900 (-) Land $21,900 Building $90,000 | |
| 2025 | $1,210.00 (+21.85%) Homeowner's exemption | $98,833 (+8.17%) | $111,900 (+21.24%) Land $21,900 Building $90,000 |
| 2023 | $993.00 Homeowner's exemption | $91,367 | $92,300 Land $19,300 Building $73,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, T-Mobile, Verizon.
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