Frederick County property record for 12901 Jesse Smith Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,312 sqft · built 1980 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jul 2020) |
| Tax Bill | $7,539 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-379155 |
| Primary APN | 18-379155 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,312 sqft Living Area |
| Gross Area | 6,616 sqft |
| 1st Floor Area | 2,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 392,040 sqft |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 288 sqft |
| Patio Area | 352 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 379155 |
|---|---|
| Street Address | 12901 JESSE SMITH RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-5923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 2 SEC 2 9.007 AC JESSE SMITH RD HOPE VALLEY VIEW |
| Legal Subdivision | HOPE VALLEY VIEW |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 18, WOODVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 751802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12901 JESSE SMITH RD, MOUNT AIRY, MD 21771-5923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 25, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 23, 2020 | Grant Deed, Transfer · VA Mortgage NFM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Deed Book / Page | 13919 / 179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12901 JESSE SMITH RD, MOUNT AIRY, MD 21771-5923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12901 JESSE SMITH RD, MOUNT AIRY, MD 21771-5923 |
| Document Number | 0167080485 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 16708/485 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12901 JESSE SMITH RD, MOUNT AIRY, MD 21771-5923 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | MILESTONE SETTLEMENT LLC |
| Name | Verified Name |
|---|
| Document Number | 0154210283 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 15421/283 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 23, 2020 |
| Property Address | 12901 JESSE SMITH RD, MOUNT AIRY, MD 21771-5923 |
| Document Number | 0139190179 |
| Book / Page | 013919 / 000179 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12901 JESSE SMITH RD MOUNT AIRY MD 217715923, MOUNT AIRY, MD 21771-5923 |
| Document Number | 139190185 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 013919/000185 |
| Name | NFM |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,233 (+28.55%) | $769,100 (+42.82%) Land $222,000 Building $547,100 | |
| 2025 | $7,539.00 (+14.11%) | ||
| 2023 | $6,607.00 Homeowner's exemption | $538,500 Land $195,500 Building $343,000 | $538,500 Land $195,500 Building $343,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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