12901 Hazard Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 12901 Hazard Rd, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,416 sqft · built 1986
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Tax Bill	$1,334 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651401294516`

Property Details

APN / Parcel Number

Primary APN	`651401294516`
Alternative APNs	`1534094` `22534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,416 sqft Finished Area
Gross Area	3,211 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Pool Area	512 sqft
Porch	Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1534094
Street Address	12901 HAZARD RD
City	OAKBORO
State	NC
Zip	28129-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 12901 HAZARD RD 651400004
Legal Subdivision	DIVISION RANDY E SMITH & ANTHO
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	3
Census Block	3032
Census Tract	930902

Owner

Source: Stanly County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12901 HAZARD RD, OAKBORO, NC 28129-8712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Aug 25, 2014
Last Transfer Date	May 26, 2021
Transfer Doc	0000433412
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 26, 2021
Property Address	12901 HAZARD RD, OAKBORO, NC 28129-8712
Document Number	0000433412
Book / Page	1743 / 805
Instrument Date	May 20, 2021
Instrument	433412
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12901 HAZARD RD, OAKBORO, NC 28129-8712

Mortgage

Document Number	0000433413
Date	May 26, 2021
Instrument	433413

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,334.00	$193,351 Land $27,275 Building $166,076	$193,351 Land $27,275 Building $166,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30