12901 Harrison Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 12901 Harrison Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,780 sqft · built 1986
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$1,009,536 (Nov 2025)
Tax Bill	$6,447 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-28-305-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-28-305-015.000-018`
Alternative APN	`1610280305015000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,780 sqft Living Area
Gross Area	5,203 sqft
1st Floor Area	3,800 sqft
2nd Floor Area	1,345 sqft
Basement Area	1,269 sqft
Finished Basement	966 sqft
Unfinished Basement	303 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	144 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12901 HARRISON DR
City	CARMEL
State	IN
Zip	46033-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .33, SECTION 28, TOWNSHIP 18, RANGE 4, MOHAWK CROSSING, SECTION 4, LOT 100
Legal Range	04
Legal Township	18
Legal Section	28
Legal Subdivision	MOHAWK CROSSING SECTION 4
Legal Block	4
Legal Lot Number	100
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1019
Census Tract	110912

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12901 HARRISON DR, CARMEL, IN 46033-9350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Nov 10, 2025	Deed, Transfer · Non-Conforming Investor Loan RUOFF MORTGAGE COMPANY INC
Dec 31, 2024	Warranty Deed, Transfer
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FORUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Jul 5, 2019 · Amount on File
Deed Document Number	202548616
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	0000050471
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12901 HARRISON DR, CARMEL, IN 46033-9350
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12901 HARRISON DR, CARMEL, IN 46033-9350

Mortgage

Document Number	0000006237
Date	Feb 26, 2024
Instrument	2024006237

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 10, 2025
Property Address	12901 HARRISON DR, CARMEL, IN 46033-9350
Document Number	0000048616
Map Reference	MB 10 PG 173&174
Instrument Date	Nov 10, 2025
Instrument	2025048616
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	SUMMIT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12901 HARRISON DR, CARMEL, IN 46033-9350

Mortgage

Document Number	0000048617
Date	Nov 10, 2025
Instrument	2025048617

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 31, 2024
Property Address	12901 HARRISON DR, CARMEL, IN 46033-9350
Document Number	0000050471
Map Reference	MB 10 PG 173-174
Instrument Date	Dec 19, 2024
Instrument	2024050471
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12901 HARRISON DR, CARMEL, IN 46033-9350

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 5, 2019
Property Address	12901 HARRISON DR, CARMEL, IN 46033-9350
Document Number	2019029194
Map Reference	MB 10 PG 173-174
Instrument Date	Jul 1, 2019
Instrument	2019029194
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12901 HARRISON DR, CARMEL, IN 46033-9350

Mortgage

Document Number	2019029195
Date	Jul 5, 2019
Instrument	2019029195

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$624,600 (+10.18%) Land $148,600 Building $476,000	$624,600 (+10.18%) Land $148,600 Building $476,000
2024	$6,447.00 (+12.47%)	$566,900 (+8.62%) Land $148,600 Building $418,300	$566,900 (+8.62%) Land $148,600 Building $418,300
2023	$5,732.00 (+17.82%) Homeowner's exemption	$521,900 (+22.22%) Land $103,600 Building $418,300	$521,900 (+22.22%) Land $103,600 Building $418,300
2022	$4,865.00 Homeowner's exemption	$427,000 Land $103,600 Building $323,400	$427,000 Land $103,600 Building $323,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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