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12901 E McCoy St, Independence, MO 64055 Property Records

Jackson County property record for 12901 E McCoy St, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 864 sqft · built 1955
Lot Size0.207 acres (9,031 sqft)
OwnerIndividual Name on Record
Last Sale$214,732 (Mar 2026)
Tax Bill$1,479 (2024)
Deeds & MortgagesMar 2026 Mortgage
Jan 2026 Sale
Flood ZoneZone X (minimal risk)
APN26-940-11-29

Property Details

APN / Parcel Number

Primary APN26-940-11-29
Alternative APNs
  • 26-940-11-29-00-0-00-000
  • 26940112900000001
  • 786903

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area864 sqft Living Area
Gross Area2,014 sqft
1st Floor Area864 sqft
Basement Area864 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,031 sqft (0.207 acres)
Lot Dimensions128 ft deep x 70 ft wide
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area812 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number786903
Street Address12901 E MCCOY ST
CityINDEPENDENCE
StateMO
Zip64055-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANTA FE ACRES LOT 67
Legal SubdivisionSANTA FE ACRES
Legal Block2
Legal Lot Number67
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2020
Census Tract12200

Owner

Source: Jackson County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12901 E MCCOY ST, INDEPENDENCE, MO 64055-2419
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Warranty Deed, Transfer · Conventional Mortgage
LEADERONE FINANCIAL CORP
Jan 29, 2026Deed, Transfer
ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATL TTL AGCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2026 · Amount on Record
Deed SaleMar 4, 2026 · Amount on Record
Prior SaleJan 29, 2026
Deed Document Number202615957
Prior Transfer DateFeb 4, 2004
Prior Transfer Doc0000025289
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateMar 4, 2026
Property Address12901 E MCCOY ST, INDEPENDENCE, MO 64055-2419
Document Number00E0015957
Instrument DateMar 3, 2026
Instrument2026E0015957
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyALLIANCE NATIONAL TITLE LLC, ALLIANCE NATL TTL AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12901 E MCCOY ST, INDEPENDENCE, MO 64055-2419

Mortgage

Document Number00E0015958
DateMar 4, 2026
Instrument2026E0015958
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON MO
Recording DateJan 29, 2026
Property Address12901 E MCCOY ST, INDEPENDENCE, MO 64055-2419
Document Number00E0006915
Instrument DateJan 28, 2026
Instrument2026E0006915
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyALLIANCE NATIONAL TITLE LLC, ALLIANCE NATL TTL AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 NARTHWEST POND AVENUE, GRAIN VALLEY, MO 64029

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,614 (+5.93%) Land $4,000 Building $18,614$119,020 (+5.93%)
2024$1,479.00 (+2.35%)
2023$1,445.00$21,349 Land $2,871 Building $18,478$112,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1982–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Wisper ISP.

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