Oldham County property record for 12901 Crestmoor Cir, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,650 sqft · built 2000 |
| Lot Size | 0.662 acres (28,819 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $862,000 (Apr 2025) |
| Tax Bill | $7,924 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-03-192 |
| Primary APN | 05-19-03-192 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,650 sqft Living Area |
| Basement Area | 1,729 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 28,819 sqft (0.662 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 74660 |
|---|---|
| Street Address | 12901 CRESTMOOR CIR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .6616AC |
| Legal Subdivision | HILLCREST |
| Legal Block | SEC 3 |
| Legal Lot Number | 192 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30801 |
12901 Crestmoor Cir is owned and occupied by two individuals who bought it in April 2025.
Source: Oldham County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2025 | Deed, Transfer LAND GROUP TITLE LLC |
| Apr 24, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 21, 2021 | Warranty Deed, Transfer · Commercial Mortgage W CRAIG KISSEL ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on File |
| Deed Sale | Apr 25, 2025 · Amount on File |
| Prior Sale | Apr 24, 2025 · Amount on File |
| Deed Document Number | 2025805053 |
| Deed Book / Page | 1408 / 363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Document Number | 0M2721/420 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | M2721/420 |
| Instrument | 836607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 25, 2025 |
| Property Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Document Number | 0D1408/363 |
| Book / Page | D1408 / 363 |
| Map Reference | MB 5 PG 121 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 805053 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $862.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11503 WILLOW LN, LOUISVILLE, KY 40223-2349 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 24, 2025 |
| Property Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Document Number | 0D1408/291 |
| Book / Page | D1408 / 291 |
| Map Reference | MB 5 PG 121 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 804803 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $862.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11503 WILLOW LN, LOUISVILLE, KY 40223-2349 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Document Number | 0000804806 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 804806 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Number | 0M2694/400 |
|---|---|
| Date | Apr 25, 2025 |
| Book Page | M2694/400 |
| Instrument | 805056 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 21, 2021 |
| Property Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Document Number | D1290/10 |
| Book / Page | D1290 / 10 |
| Map Reference | MB 5 PG 121 |
| Instrument Date | May 20, 2021 |
| Instrument | 637556 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6930 WYNDHAM HILL DR, 6930, RIVERSIDE, CA 92506-7504 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12901 CRESTMOOR CIR, PROSPECT, KY 40059-8115 |
| Document Number | 637559 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 637559 |
| Name | W CRAIG KISSEL ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 5, 2051 |
The 2025 property tax bill for 12901 Crestmoor Cir was $7,924.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,924.00 | $640,000 Land $90,000 Building $550,000 | $640,000 Land $90,000 Building $550,000 |
| 2023 | $7,956.00 | $640,000 Land $90,000 Building $550,000 | $640,000 Land $90,000 Building $550,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12901 Crestmoor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12901 Crestmoor Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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