12901 Birchleaf Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 12901 Birchleaf Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Lot Size	4.57 acres (199,069 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Oct 2005)
Tax Bill	$696 (2026)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`791-64-98-25-300-000`

Property Details

APN / Parcel Number

Primary APN	`791-64-98-25-300-000`
Alternative APNs	`132040100000002` `314571001`

Exterior

Lot Area	199,069 sqft (4.57 acres)
Lot Dimensions	60 ft deep x 4,572 ft wide

Location & Zoning

Account Number	314571001
Street Address	12901 BIRCHLEAF RD
City	CHESTER
State	VA
Zip	23831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	ADJ LT 24 SEC 6 HIDD VALL EST
Legal Subdivision	ADJ LT 24 SEC 6 HIDD VALL EST
Legal Lot Number	24
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1000
Census Tract	100506

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4111 ROCKRIDGE PL, CHESTER, VA 23831-4659
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2005 · Amount on Record
Deed Sale	Oct 26, 2005 · Amount on Record
Deed Book / Page	6733 / 748
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	May 21, 2026
Document Number	0000018449
Book / Page	15256 / 989
Instrument Date	May 20, 2026
Instrument	202618449
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018449,
Date	May 21, 2026
Book Page	15256/989
Instrument	202618449

Lender

Name	ARGENT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$696.00	$78,300 (-) Land $78,300	$78,300 (-) Land $78,300
2025		$78,300 (+2.35%) Land $78,300	$78,300 (+2.35%) Land $78,300
2023	$696.00	$76,500 Land $76,500	$76,500 Land $76,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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