Boone County property record for 12900 S Joy Rd, Ashland, MO 65010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,054 sqft · built 1975 |
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,673 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-101-06-00-021-00 |
| Primary APN | 24-101-06-00-021-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 177,725 sqft (4.08 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 240 sqft |
| Pole Barn | Pole Barn |
| Heating Fuel | Electric |
|---|
| Street Address | 12900 S JOY RD |
|---|---|
| City | ASHLAND |
| State | MO |
| Zip | 65010-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PT NW SUR 406-910 |
| Legal Range | 12W |
| Legal Township | 46N |
| Legal Section | 06 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | THREE CREEKS |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 1702 |
12900 S Joy Rd is owned by an individual who acquired it in November 2020.
Source: Boone County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7281 E SUNDOWN CT, COLUMBIA, MO 65201-6906 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2020 |
| Deed Sale | Nov 6, 2020 |
| Deed Document Number | 202028118 |
| Deed Book / Page | 5302 / 97 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 0000028118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 12900 S JOY RD, ASHLAND, MO 65010-9674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019214 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 4950/0008 |
| Instrument | 2018019214 |
| Name | MID AMERICA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
The 2025 property tax bill for 12900 S Joy Rd was $1,673.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Unified School District | Southern Boone County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,339 (-) Land $3,819 Building $20,520 | ||
| 2025 | $1,673.00 | $24,339 Land $3,819 Building $20,520 | $128,100 Land $20,100 Building $108,000 |
| 2023 | $1,526.00 (+8%) | $22,135 (+7.97%) Land $3,819 Building $18,316 | $116,500 Land $20,100 Building $96,400 |
| 2022 | $1,413.00 | $20,501 Land $3,819 Building $16,682 | |
| 2021 | $107,900 Land $20,100 Building $87,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12900 S Joy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12900 S Joy Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 47% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE COUNTY CONS PWSD 1 serves 24,700 people · EPA ID MO3024055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 200 / 25 |
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