Santa Cruz County property record for 12900 Irwin Way, Boulder Creek, CA 95006
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 1945 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,677 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-232-06 |
| Primary APN | 081-232-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 720 sqft Living Area |
| Gross Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 12900 IRWIN WAY |
|---|---|
| City | BOULDER CREEK |
| State | CA |
| Zip | 95006-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | RIVER GLEN |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 120400 |
Source: Santa Cruz County records · APN 081-232-06
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12900 IRWIN WAY, BOULDER CREEK, CA 95006-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Dec 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 23, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2020 |
| Transfer Doc | 0000056236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 12900 IRWIN WAY, BOULDER CREEK, CA 95006-9417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 12900 IRWIN WAY, BOULDER CREEK, CA 95006-9417 |
| Document Number | 0000012114 |
|---|---|
| Date | Jul 05, 2023 |
| Instrument | 2023-0012114 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 23, 2020 |
| Property Address | 12900 IRWIN WAY, BOULDER CREEK, CA 95006-9417 |
| Document Number | 0000056236 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 56236 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12900 IRWIN WAY BOULDER CREEK CA 950069417, BOULDER CREEK, CA 95006-9417 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 23, 2020 |
| Property Address | 12900 IRWIN WAY, BOULDER CREEK, CA 95006-9417 |
| Document Number | 0000056235 |
| Instrument Date | Apr 26, 2020 |
| Instrument | 56235 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12900 IRWIN WAY BOULDER CREEK CA 950069417, BOULDER CREEK, CA 95006-9417 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,520 (+2%) Land $79,261 Building $113,259 | ||
| 2025 | $2,677.00 (+7.55%) Homeowner's exemption | $188,745 (+4.04%) Land $77,707 Building $111,038 | |
| 2023 | $2,489.00 (+2.64%) Homeowner's exemption | $181,416 Land $74,690 Building $106,726 | $574,920 |
| 2022 | $2,425.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871204004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1982–2023) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Feb 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 219 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system CA4410014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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