1290 Traynor Rd, Concord, CA 94520 Property Records

Contra Costa County property record for 1290 Traynor Rd, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1951
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2023)
Tax Bill	$7,766 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128-072-009-3`

Property Details

APN / Parcel Number

Primary APN	`128-072-009-3`
Alternative APN	`128-072-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1290 TRAYNOR RD
City	CONCORD
State	CA
Zip	94520-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	MEADOW HOMES ADDN # 3 71
Legal Subdivision	MEADOW HOMES ADD
Legal Lot Number	71
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	336201

Owner

1290 Traynor Rd is owned and occupied by two individuals who acquired it in July 2026.

Source: Contra Costa County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1290 TRAYNOR RD, CONCORD, CA 94520-3907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Gift Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 20, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SYNERGY ONE LENDING
Oct 20, 2023	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Deed Document Number	2023103530
Last Transfer Date	Jul 13, 2026
Transfer Doc	0000076555
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 21, 2026
Property Address	1290 TRAYNOR RD, CONCORD, CA 94520-3907
Document Number	0000076555
Instrument Date	Jul 13, 2026
Instrument	202676555
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1290 TRAYNOR RD, CONCORD, CA 94520-3907

Mortgage

Document Number	0000076556,
Date	Jul 21, 2026
Instrument	202676556

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 20, 2023
Property Address	1290 TRAYNOR RD, CONCORD, CA 94520-3907
Document Number	0000103529
Map Reference	MB 38 PG 43
Instrument Date	Oct 18, 2023
Instrument	2023-103529
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 TRAYNOR RD, CONCORD, CA 94520-3907

Mortgage

Document Number	0000103532
Date	Oct 20, 2023
Instrument	2023-103532

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Dec 16, 2053

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 20, 2023
Property Address	1290 TRAYNOR RD, CONCORD, CA 94520-3907
Document Number	0000103530
Map Reference	MB 38 PG 43
Instrument Date	Oct 9, 2023
Instrument	2023-103530
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1290 TRAYNOR RD, CONCORD, CA 94520-3907

Mortgage

Document Number	0000103531
Date	Oct 20, 2023
Instrument	2023-103531

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Traynor Rd was $7,766.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,240 (+2%) Land $436,968 Building $187,272
2025	$7,766.00	$612,000 Land $428,400 Building $183,600
2023	$3,683.00 (+1.85%)	$249,920 Land $166,622 Building $83,298
2022	$3,616.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1290 Traynor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 Traynor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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