Sumter County property record for 1290 Summit Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,557 sqft · built 2014 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $537,500 (Jul 2020) |
| Tax Bill | $3,958 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-12-03-030 |
| Primary APN | 186-12-03-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,557 sqft Living Area |
| 1st Floor Area | 3,038 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Patio Area | 187 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19587 |
|---|---|
| Old Parcel Number | 186 12 03 030 |
| Street Address | 1290 SUMMIT DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-1772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 20 PB02-125 1.28 AC |
| Legal Subdivision | SUMMIT |
| Legal Lot Number | 20 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1803 |
Source: Sumter County records · APN 186-12-03-030
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1290 SUMMIT DR, SUMTER, SC 29150-1772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2022 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK |
| Jul 06, 2020 | Deed, Transfer · Conventional Mortgage ARTHUR STATE BANK |
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2020 · Amount on Record |
| Deed Sale | Jul 06, 2020 · Amount on Record |
| Prior Sale | Jul 15, 2013 · Amount on Record |
| Deed Document Number | 0012703966 |
| Deed Book / Page | 1270 / 3966 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1290 SUMMIT DR, SUMTER, SC 29150-1772 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1290 SUMMIT DR, SUMTER, SC 29150-1772 |
| Document Number | 0013023903 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 1302/3903 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | SUMTER, SC 29151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 06, 2020 |
| Property Address | 1290 SUMMIT DR, SUMTER, SC 29150-1772 |
| Document Number | 0012703966 |
| Book / Page | 1270 / 3966 |
| Map Reference | MB PB 2002 PG 125 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1290 SUMMIT DR, SUMTER, SC 29150-1772 |
| Document Number | 0012703970 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 1270/3970 |
| Name | ARTHUR STATE BANK |
|---|---|
| Type | Bank |
| Address | UNION, SC 29379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 7.95% |
| Index | 1-Year LIBOR |
| Max Rate | 7.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1290 SUMMIT DR, SUMTER, SC 29150-1772 |
| Document Number | 0012413693 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1290 SUMMIT DR |
| Document Number | 0012413693 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 001241/003693 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 21, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,958.00 (+5.66%) | $20,960 (+0.53%) Land $2,400 Building $18,560 | $523,976 (-) Land $60,000 Building $463,976 |
| 2023 | $20,850 (-) Land $2,400 Building $18,450 | $523,976 (-) Land $60,000 Building $463,976 | |
| 2022 | $3,746.00 | $20,850 Land $2,400 Building $18,450 | $523,976 Land $60,000 Building $463,976 |
Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telephone Cooperative, Inc. (SC) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUMTER serves 53,070 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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