1290 Mountain Ln, Gardendale, AL 35071 Property Records

Jefferson County property record for 1290 Mountain Ln, Gardendale, AL 35071

Property Summary

Property Type	Garden Home
Details	4 bd · 3 ba · 2,572 sqft · built 2006
Owner	2 Individual Names on File
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-21-2-000-001.132`

Property Details

APN / Parcel Number

Primary APN	`14-00-21-2-000-001.132`
Alternative APNs	`14212000001132RR00` `429672`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	1,538 sqft
Upper Floors Area	1,034 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Dimensions	147 ft deep x 106 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	588 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	429672
Old Parcel Number	14212000001132RR00
Street Address	1290 MOUNTAIN LN
City	GARDENDALE
State	AL
Zip	35071-4214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Garden Home
Local Zoning Code	RG
Legal Description	LOT 369 LEXINGTON PARK 3RD SECTOR PHASE 1 PB 216 PG 93
Legal Range	03W
Legal Township	16S
Legal Section	21
Legal Quarter	NW
Legal Subdivision	LEXINGTON PARK 3 SEC PH 1
Legal Phase	1
Legal Lot Number	369
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	3
Census Block	3011
Census Tract	11708

Owner

Source: Jefferson County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1290 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage LEGACY COMMUNITY FEDERAL CREDIT UNION
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1290 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 MOUNTAIN LN, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000086389
Date	Sep 21, 2023
Instrument	2023086389

Lender

Name	LEGACY COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1290 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 MOUNTAIN LN, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000105012
Date	Oct 6, 2022
Instrument	2022105012

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1290 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000130292
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1290 MOUNTAIN LN GARDENDALE AL 350714214, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000130292
Date	Dec 16, 2019
Instrument	130292

Lender

Name	SOUTHPOINT FIN'L SVCS
Type	Funding / Finance Company
Address	ALPHARETTA, GA 30005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Gardendale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,111.00 (+6.72%) Homeowner's exemption	$36,020 (+6.32%)	$360,100 (+6.32%) Land $50,000 Building $310,100
2023		$33,880 Land $5,001 Building $28,879	$338,700 Land $50,000 Building $288,700
2022	$1,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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