1290 Main St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 1290 Main St, Waltham, MA 02451

Property Summary

Property Type	Bank, Financial Building
Details	2 bd · 4 ba · 7,164 sqft · built 1960
Lot Size	0.233 acres (10,132 sqft)
Owner	2 Trust Names on File
Last Sale	$1,675,000 (Dec 2020)
Tax Bill	$48,503 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73342`

Property Details

APN / Parcel Number

Primary APN	`73342`
Alternative APN	`WALT M:057 B:011 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	7,164 sqft Total Area
Gross Area	8,147 sqft
Basement Area	1,931 sqft
Unfinished Basement	483 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	10,132 sqft (0.233 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	73342
Street Address	1290 MAIN ST
City	WALTHAM
State	MA
Zip	02451-1740
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Block	11
Legal Lot Number	1
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3021
Census Tract	368200

Owner

1290 Main St, a commercial property, is held in a trust since December 2020.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	30 ADAMS ST, MILTON, MA 02186-3412
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Dec 30, 2020	Quit Claim Deed, Transfer ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	Dec 28, 2006 · Amount on File
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0001865450
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	1290 MAIN ST, WALTHAM, MA 02451-1740
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001891112
Date	Aug 20, 2021
Instrument	1891112

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	1290 MAIN ST, WALTHAM, MA 02451-1740
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1891112
Date	Aug 20, 2021
Instrument	1891112

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Dec 30, 2020
Property Address	1290 MAIN ST, WALTHAM, MA 02451-1740
Document Number	0001865450
Instrument Date	Dec 22, 2020
Instrument	1865450
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$7,638.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	30 ADAMS ST MILTON MA 021863412, MILTON, MA 02186-3412

Mortgage

Document Number	1865453
Date	Dec 30, 2020
Instrument	1865453

Lender

Name	ROCKLAND TR

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1290 Main St was $48,503, up 12.3% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$48,503.00 (+12.32%)	$2,186,800 (+6.55%) Land $1,229,400 Building $957,400
2025	$43,182.00 (+11.43%)	$2,052,400 (+9.68%) Land $1,187,900 Building $864,500
2024	$38,753.00 (+2.8%)	$1,871,200 (+8.95%) Land $1,078,200 Building $793,000
2023	$37,699.00	$1,717,500 Land $980,200 Building $737,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1290 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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