1290 Main St, Silt, CO 81652 Property Records

Garfield County property record for 1290 Main St, Silt, CO 81652

Property Summary

Property Type	Hotel/Motel
Details	2 ba · 4,050 sqft · built 1981
Lot Size	0.436 acres (18,992 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Dec 2023)
Tax Bill	$11,598 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
APN	`R041307`

Property Details

APN / Parcel Number

Primary APN	`R041307`
Alternative APN	`217910137002`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	4,050 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Metal Frame
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	18,992 sqft (0.436 acres)
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R041307
Street Address	1290 MAIN ST
City	SILT
State	CO
Zip	81652-8835
Property Category	Commercial
Property Type	Commercial > Retail > Hotel/Motel
Legal Description	SECTION: 10 TOWNSHIP: 6 RANGE: 92 SUBDIVISION: RED RIVER INN SUBDIVISION EX LOT: 2 .436 ACRES
Legal Range	92
Legal Township	06
Legal Section	10
Legal Subdivision	RED RIVER INN SUBDIVISION EX
Legal Lot Number	2
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2036
Census Tract	951901

Owner

1290 Main St, a commercial property, is owned by two individuals who bought it in December 2023.

Source: Garfield County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1290 MAIN ST, SILT, CO 81652-8835
Owner Type	Individual
Vesting	Doing Business As (DBA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Special Warranty Deed, Transfer · Stand-Alone First Mortgage JOSE OMAR DE LA CRUZ ETAL
Jul 20, 2021	Special Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK
Feb 12, 2018	Grant Deed, Transfer
Mar 27, 2017	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Jul 20, 2021 · Amount on File
Deed Document Number	2023992272
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Dec 21, 2023
Property Address	1290 MAIN ST, SILT, CO 81652-8835
Document Number	0000992272
Map Reference	DOC 652105
Instrument Date	Dec 20, 2023
Instrument	992272
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1091 HIGHWAY 133, CARBONDALE, CO 81623-1874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 E 17TH ST, RIFLE, CO 81650-8556

Mortgage

Document Number	0000992273
Date	Dec 21, 2023
Instrument	992273

Lender

Name	JOSE OMAR DE LA CRUZ ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	108 Months
Due	Dec 20, 2032

Interest

Rate Type	Fixed Rate
Rate	5%

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Jul 20, 2021
Property Address	1290 MAIN ST, SILT, CO 81652-8835
Document Number	0000960047
Map Reference	DOC 652105
Instrument Date	Jul 19, 2021
Instrument	960047
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 COUNTY ROAD 154, GLENWOOD SPRINGS, CO 81601-9668

Mortgage

Document Number	0000960048
Date	Jul 20, 2021
Instrument	960048

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARFIELD CO
Recording Date	Feb 12, 2018
Property Address	1290 MAIN ST, SILT, CO 81652-8835
Document Number	0000903168
Instrument Date	Jan 1, 2018
Instrument	903168
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1467 PALISADE CO 815261467, PALISADE, CO 81526-1467

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Mar 27, 2017
Property Address	1290 MAIN ST, SILT, CO 81652-8835
Document Number	0000890548
Instrument Date	Mar 27, 2017
Instrument	890548
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1467 PALISADE CO 815261467, PALISADE, CO 81526-1467

Mortgage

Document Number	890549
Date	Mar 27, 2017
Instrument	890549

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SILT, CO 81652

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 26, 2032

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Main St was $11,598, up 28.8% from the year before.

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	Silt Town
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,598.00 (+28.77%)	$132,330 (+17.47%) Land $71,790 Building $60,540	$490,120 (+21.38%) Land $265,890 Building $224,230
2024	$9,007.00 (+13.44%)	$112,650 (-) Land $67,290 Building $45,360	$403,790 (-) Land $241,200 Building $162,590
2023	$7,940.00 (-1.32%)	$112,650 (+5.44%) Land $67,290 Building $45,360	$403,790 (+9.6%) Land $241,200 Building $162,590
2022	$8,046.00	$106,840 Land $52,320 Building $54,520	$368,410 Land $180,420 Building $187,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1290 Main St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILT serves 3,536 people · EPA ID CO0123710
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Nov 2020
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220

May also be available: Ting.

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