1290 Longmeadow Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1290 Longmeadow Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,735 sqft · built 1993
Lot Size	0.152 acres (6,615 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2017)
Tax Bill	$9,415 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-40-066`

Property Details

APN / Parcel Number

Primary APN	`783-40-066`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,735 sqft Living Area
1st Floor Area	916 sqft
2nd Floor Area	819 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,615 sqft (0.152 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1290 LONGMEADOW DR
City	GILROY
State	CA
Zip	95020-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8562 BOOK 647 PAGE 13 PAGE 15 LOT 9
Legal Tract	8562
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1005
Census Tract	512516

Owner

1290 Longmeadow Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1290 LONGMEADOW DR, GILROY, CA 95020-7730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 27, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Prior Sale	Jan 15, 2014 · Amount on File
Deed Document Number	201723712525
Prior Transfer Date	Aug 9, 2005
Prior Transfer Doc	0018566360
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1290 LONGMEADOW DR, GILROY, CA 95020-7730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 LONGMEADOW DR, GILROY, CA 95020-7730

Mortgage

Document Number	0024593139
Date	Aug 28, 2020
Instrument	24593139

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1290 LONGMEADOW DR, GILROY, CA 95020-7730
Document Number	0024397008
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1290 LONGMEADOW DR GILROY CA 950207730, GILROY, CA 95020-7730

Mortgage

Document Number	0024397008
Date	Feb 5, 2020
Instrument	24397008

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1290 LONGMEADOW DR, GILROY, CA 95020-7730
Document Number	0024235732
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1290 LONGMEADOW DR GILROY CA 950207730, GILROY, CA 95020-7730

Mortgage

Document Number	0024235732
Date	Jul 22, 2019
Instrument	24235732

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 27, 2017
Property Address	1290 LONGMEADOW DR, GILROY, CA 95020-7730
Document Number	0023712525
Map Reference	MAP647 PG13-15
Instrument Date	Jul 25, 2017
Instrument	23712525
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1290 LONGMEADOW DR, GILROY, CA 95020-7730

Mortgage

Document Number	0023712526
Date	Jul 27, 2017
Instrument	23712526

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Longmeadow Dr was $9,415 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,389 (+2%) Land $313,355 Building $470,034
2025	$9,415.00 Homeowner's exemption	$768,029 Land $307,211 Building $460,818
2023	$9,210.00 (+1.68%) Homeowner's exemption	$738,208 Land $295,283 Building $442,925
2022	$9,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1290 Longmeadow Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 Longmeadow Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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