1290 Jones Rd, Sugar Grove, IL 60554 Property Records

Kane County property record for 1290 Jones Rd, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Lot Size	0.311 acres (13,554 sqft)
Owner	2 Individual Names on File
Last Sale	$472,000 (Aug 2023)
Tax Bill	$14,303 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-23-157-007`

Property Details

APN / Parcel Number

Primary APN	`14-23-157-007`

Exterior

Lot Area	13,554 sqft (0.311 acres)

Location & Zoning

Street Address	343 CAROLE ST
City	SUGAR GROVE
State	IL
Zip	60554-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS RIDGE UNIT 1B LT 133
Legal Subdivision	SETTLERS RIDGE
Legal Block	3
Legal Lot Number	133
Legal Unit	1B
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3026
Census Tract	854509

Owner

Source: Kane County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2027 SHASTA AVE, GRAFTON, WI 53024-2848
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit NVR MORTGAGE FINANCE INC
Aug 1, 2023	Special Warranty Deed, Transfer · Conventional Mortgage HOME STATE BANK NA
Mar 22, 2023	Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	Mar 22, 2023 · Amount on File
Deed Document Number	202325992
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	343 CAROLE ST, SUGAR GROVE, IL 60554
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 CAROLE ST, SUGAR GROVE, IL 60554-3401

Mortgage

Document Number	0000005151
Date	Feb 6, 2026
Instrument	2026K005151

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1290 JONES RD, SUGAR GROVE, IL 60554
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	NOT AVAILABLE, NVR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064768
Date	Aug 24, 2021
Instrument	2021K064768

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Non-Lending Institution
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 1, 2023
Property Address	1290 JONES RD, SUGAR GROVE, IL 60554
Document Number	0000025992
Instrument Date	Jul 31, 2023
Instrument	2023K025992
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	NOT AVAILABLE, NVR TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	343 CAROLE ST, SUGAR GROVE, IL 60554-3401

Mortgage

Document Number	0000025993
Date	Aug 1, 2023
Instrument	2023K025993

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Max Rate	11.5%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 22, 2023
Property Address	1290 JONES RD, SUGAR GROVE, IL 60554
Document Number	0000008744
Map Reference	DOC 2007K005114
Instrument Date	Mar 15, 2023
Instrument	2023K008744
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$69.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 E DIEHL RD STE 120, 120, NAPERVILLE, IL 60563-2664
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,303.00 (+1,452.99%)
2024		$165,382 (+1,591.54%) Land $22,858 Building $142,524	$496,345 (+1,592.22%) Land $68,601 Building $427,743
2022	$921.00 (+505.92%)	$9,777 (+515.68%) Land $9,777	$29,331 (+515.68%) Land $29,331
2021	$152.00	$1,588 Land $1,588	$4,764 Land $4,764

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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