1290 E Church St, Bartow, FL 33830 Property Records

Polk County property record for 1290 E Church St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 624 sqft · built 1944
Lot Size	0.185 acres (8,072 sqft)
Owner	Company Name on File
Last Sale	$152,000 (Dec 2022)
Tax Bill	$1,315 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-05-380500-003100`

Property Details

APN / Parcel Number

Primary APN	`25-30-05-380500-003100`
Alternative APNs	`053025380500003100` `53025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2015
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	8,072 sqft (0.185 acres)
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	96 sqft
Shed	1 Shed

Location & Zoning

Street Address	1290 E CHURCH ST
City	BARTOW
State	FL
Zip	33830-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WILSON & MACKS 2ND OR EAST PARK PB 1 PG 106 BLK 3 LOT 10
Legal Range	25E
Legal Township	30S
Legal Section	05
Legal Subdivision	WILSON AND MACKS 2ND OR EAST PARK ADDITI
Legal Tract	380500
Legal Block	3
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2020
Census Tract	15000

Owner

1290 E Church St is owned by a company that bought it in December 2022 and is owner-occupied.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1290 E CHURCH ST, BARTOW, FL 33830-4119
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 7, 2021	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
Jul 15, 2019	Warranty Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE
Jul 16, 2019	Warranty Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Prior Sale	Apr 7, 2021 · Amount on File
Deed Document Number	2022332198
Deed Book / Page	12530 / 1903
Prior Transfer Date	Nov 1, 2006
Prior Transfer Doc	0000031534
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 27, 2022
Property Address	1290 E CHURCH ST, BARTOW, FL 33830-4119
Document Number	0000332198
Book / Page	12530 / 1903
Map Reference	MB 1 PG 106
Instrument Date	Dec 21, 2022
Instrument	2022332198
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 OAKHILL PARK PL, VALRICO, FL 33594-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 E CHURCH ST, BARTOW, FL 33830-4119

Mortgage

Document Number	0125301905
Date	Dec 27, 2022
Instrument	12530/1905

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000332200
Date	Dec 27, 2022
Book Page	12530/1922
Instrument	2022332200

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 7, 2021
Property Address	1290 E CHURCH ST, BARTOW, FL 33830-4119
Document Number	0000086677
Book / Page	11655 / 505
Map Reference	MB 1 PG 106
Instrument Date	Apr 2, 2021
Instrument	2021086677
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	NOT AVAILABLE, EQUIRY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$826.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 N DONNELLY ST # ST1878, 711, MOUNT DORA, FL 32756-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 GREYMONT DR, VALRICO, FL 33594-3111

Mortgage

Document Number	0011655507
Date	Apr 7, 2021
Instrument	11655/507

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2019
Property Address	1290 E CHURCH ST, BARTOW, FL 33830-4119
Document Number	0109061883
Book / Page	010906 / 001883
Instrument Date	Jul 12, 2019
Instrument	146770
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4798 S FLORIDA AVE #222 LAKELAND FL 338132181, 222, LAKELAND, FL 33813-2181

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 16, 2019
Property Address	1290 E CHURCH ST, BARTOW, FL 33830-4119
Document Number	0109081484
Book / Page	010908 / 001484
Instrument Date	Jul 11, 2019
Instrument	148140
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	711 N DONNELLY ST #1878 MOUNT DORA FL 327574833, 1878, MOUNT DORA, FL 32757-4833

Tax Assessment & Valuation

The 2025 property tax bill for 1290 E Church St was $1,315 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,109 (+7.46%)	$126,461 (+5.65%) Land $32,090 Building $94,371
2025	$1,315.00 Homeowner's exemption	$115,491	$119,702 Land $19,626 Building $100,076
2023	$1,628.00 (-11.76%) Homeowner's exemption	$115,026 (+19.28%) Land $7,850 Building $107,176	$115,026 (+19.28%) Land $7,850 Building $107,176
2022	$1,845.00	$96,431 Land $6,493 Building $89,938	$96,431 Land $6,493 Building $89,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1290 E Church St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 E Church St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

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