1290 Dillard Rd, Highlands, NC 28741 Property Records

Macon County property record for 1290 Dillard Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,347 sqft · built 1900
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,806 (2026)
Deeds & Mortgages	Jun 2026 Construction Loan Aug 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7530608187`

Property Details

APN / Parcel Number

Primary APN	`7530608187`
Alternative APNs	`1448735` `150257` `158669`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,347 sqft Heated Area
1st Floor Area	1,687 sqft
Upper Floors Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Terrain	Rolling
Porch	Patio
Porch Area	750 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	158669
Street Address	1290 DILLARD RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 3 DILLARD RD
Legal Subdivision	DILLARD RD
Legal Lot Number	3
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2007
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2415 VENETIA RD, MOBILE, AL 36605-2821
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Construction Mortgage OAKWORTH CAPITAL BANK
Aug 18, 2026	Warranty Deed, Construction Loan · Construction Mortgage OAKWORTH CAPITAL BANK
Oct 26, 2022	Deed of Trust, Mortgage WILLIAM S TYLOR JR
Aug 3, 2021	Warranty Deed, Transfer · Seller Carry-Back DAVID DUNIAP
Jan 31, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026
Deed Sale	Aug 18, 2026
Prior Sale	Oct 8, 2024 · Amount on Record
Deed Document Number	20265255
Deed Book / Page	44 / 439
Prior Transfer Date	Jan 30, 2019
Prior Transfer Doc	A39/0896
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jun 18, 2026
Property Address	1290 DILLARD RD, HIGHLANDS, NC 28741
Document Number	0000003778
Book / Page	44 / 2386
Instrument Date	Jun 11, 2026
Instrument	20263778
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 WIMBLEDON PARK, MOBILE, AL 36608-2272

Mortgage

Document Number	0000003778,
Date	Jun 18, 2026
Book Page	44/2386
Instrument	20263778

Lender

Name	OAKWORTH CAPITAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

August 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 18, 2026
Property Address	1290 DILLARD RD, HIGHLANDS, NC 28741
Document Number	0000005255
Book / Page	44 / 439
Instrument Date	Jun 11, 2026
Instrument	20265255
Transaction Type	Construction Loan
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 VENETIA RD, MOBILE, AL 36605-2821

Mortgage

Document Number	0000005256,
Date	Aug 18, 2026
Instrument	20265256

Lender

Name	OAKWORTH CAPITAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	1290 DILLARD RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 ELMWOOD DR, KNOXVILLE, TN 37918-2550

Mortgage

Document Number	000E42/750
Date	Oct 26, 2022
Book Page	E-42/750
Instrument	2022008154

Lender

Name	WILLIAM S TYLOR JR
Type	Private Party
Address	7610 GLEASON DR, KNOXVILLE, TN 37919

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2042

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 3, 2021
Property Address	1290 DILLARD RD, HIGHLANDS, NC 28741
Document Number	D41/395
Book / Page	D-41 / 395
Map Reference	CARD 5086
Instrument Date	Jul 30, 2021
Instrument	2021007392
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 GROVE PARK CIR, 85, MEMPHIS, TN 38117-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 ELMWOOD DR, KNOXVILLE, TN 37918-2550

Mortgage

Document Number	2021007393
Date	Aug 3, 2021
Instrument	2021007393

Lender

Name	DAVID DUNIAP
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2026

Mortgage

Document Number	D41/450
Date	Aug 3, 2021
Book Page	D-41/450
Instrument	2021007403

Lender

Name	WILLIAM S TAYLOR JR
Type	Private Party
Address	7610 GLEASON DR, KNOXVILLE, TN 37919

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Aug 1, 2043

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jan 31, 2019
Property Address	1290 DILLARD RD, HIGHLANDS, NC 28741
Document Number	A39/0896
Book / Page	A-39 / 0896
Map Reference	MB 1190 PG 536
Instrument Date	Jan 30, 2019
Instrument	2019000602
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 ELMWOOD DR, 315, KNOXVILLE, TN 37918-2550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GROVE PARK CIR, MEMPHIS, TN 38117-3114

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,806.00 (+10.03%)	$1,085,790 (-) Land $299,250 Building $786,540	$1,085,790 (-) Land $299,250 Building $786,540
2025	$4,368.00 (+0.28%)	$1,085,790 (-) Land $299,250 Building $786,540	$1,085,790 (-) Land $299,250 Building $786,540
2023	$4,356.00	$1,085,790 Land $299,250 Building $786,540	$1,085,790 Land $299,250 Building $786,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	5,000 / 5,000
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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