1290 Cypress Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 1290 Cypress Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,488 sqft · built 1955
Lot Size	0.133 acres (5,782 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Feb 2026)
Tax Bill	$9,232 (2025)
Deeds & Mortgages	May 2026 Transfer Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`128-113-001-1`

Property Details

APN / Parcel Number

Primary APN	`128-113-001-1`
Alternative APN	`128-113-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Lot Area	5,782 sqft (0.133 acres)
Garage Type	Attached
Garage Area	267 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1290 CYPRESS DR
City	CONCORD
State	CA
Zip	94520-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 510-4 116
Legal Subdivision	TRACT 510 4
Legal Tract	510
Legal Lot Number	116
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	336201

Owner

1290 Cypress Dr is held in a trust since February 2026.

Source: Contra Costa County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2128 WATERCRESS PL, SAN RAMON, CA 94582-5034
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 13, 2026	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT MORTGAGE LLC ILTLN ORIG
Apr 15, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage 401(K) ROBERT G PSP & TR (PT)
Oct 15, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Oct 15, 2020	Grant Deed, Transfer RICK GRECH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Apr 15, 2021 · Amount on File
Deed Document Number	202614752
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	0000239639
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 8, 2026
Property Address	1290 CYPRESS DR, CONCORD, CA 94520-4059
Document Number	0000048207
Instrument Date	May 7, 2026
Instrument	202648207
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2128 WATERCRESS PL, SAN RAMON, CA 94582-5034

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 13, 2026
Property Address	1290 CYPRESS DR, CONCORD, CA 94520-4059
Document Number	0000014752
Map Reference	MB 54 PG 21
Instrument Date	Feb 10, 2026
Instrument	2026- 014752
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2128 WATERCRESS PL, SAN RAMON, CA 94582-5034

Mortgage

Document Number	0000014753
Date	Feb 13, 2026
Instrument	2026- 014753

Lender

Name	ORIGINPOINT MORTGAGE LLC ILTLN ORIG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2021
Property Address	1290 CYPRESS DR, CONCORD, CA 94520-4059
Document Number	0000113616
Map Reference	MB 54 PG 21
Instrument Date	Apr 13, 2021
Instrument	2021-113616
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1290 CYPRESS DR, CONCORD, CA 94520-4059

Mortgage

Document Number	0000113617
Date	Apr 15, 2021
Instrument	2021-113617

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1290 CYPRESS DR, CONCORD, CA 94520-4059
Document Number	0000329683
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	164 ROBLES WAY #287 VALLEJO CA 945918039, 287, VALLEJO, CA 94591-8039
Investor	Possibly a Property Investor

Mortgage

Document Number	0000329683
Date	Dec 30, 2020
Instrument	329683

Lender

Name	401(K) ROBERT G PSP & TR (PT)
Address	3288 TEMPE DR # 8, HUNTINGTON BEACH, CA 92649-1917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2020
Property Address	1290 CYPRESS DR, CONCORD, CA 94520-4059
Document Number	0000239639
Instrument Date	Oct 14, 2020
Instrument	239639
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 CYPRESS DR CONCORD CA 945204059, CONCORD, CA 94520-4059

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2020
Property Address	1290 CYPRESS DR, CONCORD, CA 94520-4059
Document Number	0000239640
Instrument Date	Oct 13, 2020
Instrument	239640
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	164 ROBLES WAY #287 VALLEJO CA 945918039, 287, VALLEJO, CA 94591-8039
Investor	Possibly a Property Investor

Mortgage

Document Number	239641
Date	Oct 15, 2020
Instrument	239641

Lender

Name	RICK GRECH
Address	735 ANTIQUITY DR, FAIRFIELD, CA 94534-6614

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Cypress Dr was $9,232.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,000 (+7.38%) Land $440,000 Building $360,000
2025	$9,232.00	$745,000 Land $409,750 Building $335,250
2023	$9,002.00 (-9.98%)	$731,000 Land $402,000 Building $329,000
2022	$10,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1290 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1290 Cypress Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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