1290 Cook Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1290 Cook Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Feb 2026)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Feb 2026 Sale Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-25-200-013`

Property Details

APN / Parcel Number

Primary APN	`006-25-200-013`
Alternative APN	`0062520001300`

Exterior

Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	1290 COOK RD
City	OWOSSO
State	MI
Zip	48867-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 T7N R2E COM 454 FT N OF E 14 POST N 100 FT W 264 FT S 100 FT E 264 FT TO BEG .6 ACRE
Legal Range	02E
Legal Township	07N
Legal Section	25
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4002
Census Tract	30300

Owner

1290 Cook Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Shiawassee County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 W DEWEY RD, OWOSSO, MI 48867-8928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Warranty Deed, Transfer CROSSROADS TITLE AGENCY
Apr 19, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Nov 3, 2017	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Nov 3, 2017 · Amount on File
Deed Document Number	20263399814
Deed Book / Page	1335 / 257
Prior Transfer Date	Dec 24, 2013
Prior Transfer Doc	0003257323
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 12, 2026
Property Address	1290 COOK RD, OWOSSO, MI 48867-8959
Document Number	0013350257
Book / Page	1335 / 257
Instrument Date	Feb 9, 2026
Instrument	3399814
Transaction Type	Transfer
Record Updated	Feb 25, 2026
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1290 COOK RD, OWOSSO, MI 48867-8959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W DEWEY RD, OWOSSO, MI 48867-8928

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1290 COOK RD, OWOSSO, MI 48867-8959
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 COOK RD, OWOSSO, MI 48867-8959

Mortgage

Document Number	0012950615
Date	Apr 19, 2022
Book Page	1295/615
Instrument	3359530

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2062

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 3, 2017
Property Address	1290 COOK RD, OWOSSO, MI 48867-8959
Document Number	0012390898
Book / Page	001239 / 000898
Instrument Date	Oct 31, 2017
Instrument	3303212
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATA NATIONAL TITLE GROUP/IN LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 COOK RD OWOSSO MI 488678959, OWOSSO, MI 48867-8959

Mortgage

Document Number	12390899
Date	Nov 3, 2017
Book Page	001239/000899
Instrument	3303213

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Cook Rd was $1,261 with a homeowner's exemption, up 2.5% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,400 (+2.87%)	$114,800 (+2.87%)
2025	$1,261.00 (+2.52%) Homeowner's exemption	$55,800	$111,600
2024	$1,230.00 (+10.41%)
2023	$1,114.00 Homeowner's exemption	$50,500	$101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1290 Cook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 Cook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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