Saluda County property record for 1290 Boyd Branch Rd, Saluda, SC 29138
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,280 sqft · built 2022 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Jul 2023) |
| Tax Bill | $2,480 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-00-00-070 |
| Primary APN | 119-00-00-070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 435,600 sqft (10 acres) |
| Cooling System | None |
|---|
| Street Address | 1290 BOYD BRANCH RD |
|---|---|
| City | SALUDA |
| State | SC |
| Zip | 29138-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DEED REF 1377-245/1415-185 PL REF 1164-254 |
| Jurisdiction | SALUDA SC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 960202 |
Source: Saluda County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1290 BOYD BRANCH RD, SALUDA, SC 29138-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE |
| Jul 20, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Deed Document Number | 2023-00010868 |
| Deed Book / Page | 1415 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Aug 6, 2026 |
| Property Address | 1290 BOYD BRANCH RD, SALUDA, SC 29138-9453 |
| Document Number | 0000019741 |
| Book / Page | 1566 / 100 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202619741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1290 BOYD BRANCH RD, SALUDA, SC 29138-9453 |
| Document Number | 0000019741, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 1566/100 |
| Instrument | 202619741 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Jul 20, 2023 |
| Property Address | 1290 BOYD BRANCH RD, SALUDA, SC 29138-9453 |
| Document Number | 001415/0185 |
| Book / Page | 1415 / 185 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-00010868 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1290 BOYD BRANCH RD, SALUDA, SC 29138-9453 |
| Document Number | 202300010869 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 2023-00010869 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 001415/0199 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 1415/199 |
| Instrument | 2023-00010870 |
| Name | FAMILY SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2043 |
Source: Saluda County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Saluda County |
| Unified School District | Saluda County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,480.00 (-4.91%) Homeowner's exemption | $12,000 (-41.83%) Land $450 Building $11,550 | $343,800 (-) Land $55,000 Building $288,800 |
| 2024 | $2,608.00 (+58.06%) | $20,630 (+40.82%) Land $3,300 Building $17,330 | $343,800 (+40.79%) Land $55,000 Building $288,800 |
| 2023 | $1,650.00 (+2,223.94%) Homeowner's exemption | $14,650 (+3,562.5%) Land $2,110 Building $12,540 | $244,200 (+2,342%) Land $35,200 Building $209,000 |
| 2022 | $71.00 Homeowner's exemption | $400 Land $400 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 27, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 54% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 8,000 / 8,000 |
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