1290 Ben Cook Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1290 Ben Cook Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2023)
Tax Bill	$513 (2025)
Deeds & Mortgages	Mar 2023 Sale Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7640-50-4018`

Property Details

APN / Parcel Number

Primary APN	`7640-50-4018`
Alternative APN	`170928`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	744 sqft Heated Area
1st Floor Area	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1290 BEN COOK RD
City	SYLVA
State	NC
Zip	28779-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEN COOK RD
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1007
Census Tract	950600

Owner

1290 Ben Cook Rd is owned and occupied by an individual who bought it in March 2023.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1290 BEN COOK RD, SYLVA, NC 28779-6930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Apr 12, 2022 · Amount on File
Deed Book / Page	2351 / 1919
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 3, 2023
Property Address	1290 BEN COOK RD, SYLVA, NC 28779-6930
Document Number	0023511919
Book / Page	2351 / 1919
Instrument Date	Mar 1, 2023
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 CYNDI J0 LANE, KING, NC 27031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 BEN COOK RD, SYLVA, NC 28779-6930

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 12, 2022
Property Address	1290 BEN COOK RD, SYLVA, NC 28779-6930
Document Number	0023311721
Book / Page	2331 / 1721
Map Reference	MB 1988 PG 744
Instrument Date	Mar 29, 2022
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 BROWNING RD, 21, SYLVA, NC 28779-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 BEN COOK RD, SYLVA, NC 28779-6930

Mortgage

Document Number	0023311725
Date	Apr 12, 2022
Instrument	2331/1725

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Ben Cook Rd was $513.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$135,053 Land $37,300 Building $97,753
2025	$513.00
2023	$255.00	$67,230 Land $37,300 Building $29,930

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1290 Ben Cook Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1990–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 Ben Cook Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ben Cook Rd

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