1290 Airs Ave, Sugar Grove, IL 60554 Property Records

Kane County property record for 1290 Airs Ave, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	2,476 sqft · built 2006
Lot Size	0.128 acres (5,597 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Mar 2026)
Tax Bill	$9,711 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-23-108-004`

Property Details

APN / Parcel Number

Primary APN	`14-23-108-004`

Interior

Stories	2 Stories
Building Area	2,476 sqft Living Area
Gross Area	4,448 sqft
Basement Area	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	5,597 sqft (0.128 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1290 AIRS AVE
City	SUGAR GROVE
State	IL
Zip	60554-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS RIDGE UNIT 1A LT 121
Legal Subdivision	SETTLERS RIDGE
Legal Block	3
Legal Lot Number	121
Legal Unit	1A
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	3
Census Block	3025
Census Tract	854509

Owner

1290 Airs Ave is owned by two individuals who bought it in March 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 BOULEVARD ST, SANDWICH, IL 60548-1006
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 8, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jan 9, 2018	Warranty Deed, Transfer · FHA Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jan 9, 2018 · Amount on File
Deed Document Number	20269922
Prior Transfer Date	Jun 1, 2010
Prior Transfer Doc	0000041728
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2026
Property Address	1290 AIRS AVE, SUGAR GROVE, IL 60554-9304
Document Number	0000009922
Map Reference	DOC 2005K151130
Instrument Date	Feb 25, 2026
Instrument	2026K009922
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4213 STEAM MILL CT, OSWEGO, IL 60543-6827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1290 AIRS AVE, SUGAR GROVE, IL 60554-9304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009923
Date	Mar 12, 2026
Instrument	2026K009923

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1290 AIRS AVE, SUGAR GROVE, IL 60554-9304
Document Number	0000037359
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 AIRS AVE SUGAR GROVE IL 605549304, SUGAR GROVE, IL 60554-9304

Mortgage

Document Number	0000037359
Date	Jul 13, 2020
Instrument	37359

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 9, 2018
Property Address	1290 AIRS AVE, SUGAR GROVE, IL 60554-9304
Document Number	0000001310
Map Reference	DOC2005K151130
Instrument Date	Dec 19, 2017
Instrument	2018K001310
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4576 S BOWERS VISTA CIR, 4576, SALT LAKE CITY, UT 84107-4064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 AIRS AVE, SUGAR GROVE, IL 60554-9304

Mortgage

Document Number	0000001311
Date	Jan 9, 2018
Instrument	2018K001311

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1290 Airs Ave was $9,711, up 2.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,711.00 (+2.42%) Homeowner's exemption	$129,085 (+7.83%) Land $27,640 Building $101,445	$387,410 (+7.83%) Land $82,953 Building $304,457
2024	$9,482.00 Homeowner's exemption	$119,712 Land $25,633 Building $94,079	$359,280 Land $76,930 Building $282,350
2022	$8,830.00 (+9.88%) Homeowner's exemption	$99,673 (+10.83%) Land $21,342 Building $78,331	$299,019 (+10.83%) Land $64,026 Building $234,993
2021	$8,036.00 Homeowner's exemption	$89,937 Land $20,310 Building $69,627	$269,811 Land $60,930 Building $208,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1290 Airs Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1290 Airs Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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