Polk County property record for 129 Whitman Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,752 sqft · built 1965 |
| Lot Size | 0.224 acres (9,753 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Mar 2024) |
| Tax Bill | $618 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-35-662500-001205 |
| Primary APN | 26-28-35-662500-001205 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,072 sqft |
| Upper Floors Area | 680 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,753 sqft (0.224 acres) |
| Lot Dimensions | 126 ft deep x 77 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 96 sqft |
| Utility Building | 120 sqft |
| Street Address | 129 WHITMAN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 PT OF LOT 12 N 77 FT OF S 480 FT OF SE1/4 OF SE1/4 LESS W 1176 FT & LESS E 25 FT FOR RD R/W |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 662500 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 14001 |
129 Whitman Rd is owned and occupied by two individuals who bought it in March 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Intrafamily Transfer, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jan 3, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 1, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC |
| Jul 5, 2019 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC |
| Apr 25, 2018 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Feb 15, 2018 | Warranty Deed, Transfer · VA Mortgage AMERICAN LIBERTY MTG INC |
| May 15, 2017 | Warranty Deed, Transfer · VA Mortgage SUNBELT LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on File |
| Deed Sale | Mar 8, 2024 · Amount on File |
| Prior Sale | Feb 15, 2018 · Amount on File |
| Deed Document Number | 202455642 |
| Deed Book / Page | 13034 / 2107 |
| Prior Transfer Date | Feb 21, 2024 |
| Prior Transfer Doc | 0000055642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 8, 2024 |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0000055642 |
| Book / Page | 13034 / 2107 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 2024055642 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Name | Verified Name |
|---|---|
| Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0130342110 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 13034/2110 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0000000919 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 12055/1040 |
| Instrument | 2022000919 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0000034578 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 11575/868 |
| Instrument | 2021034578 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0112300444 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 129 WHITMAN RD WINTER HAVEN FL 338842356, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0112300444 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 011230/000444 |
| Instrument | 94411 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0109070439 |
| Instrument Date | Jul 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 129 WHITMAN RD WINTER HAVEN FL 338842356, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0109070439 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 010907/000439 |
| Instrument | 147019 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0104720507 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 129 WHITMAN RD WINTER HAVEN FL 338842356, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0104720507 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 010472/000507 |
| Instrument | 93819 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 15, 2018 |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0103971577 |
| Book / Page | 010397 / 001577 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 34727 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1039 SPIRIT LAKE RD FL, FL |
| Document Number | 103971578 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 010397/001578 |
| Instrument | 34728 |
| Name | AMERICAN LIBERTY MTG INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 15, 2017 |
| Property Address | 129 WHITMAN RD, WINTER HAVEN, FL 33884-2356 |
| Document Number | 0101461449 |
| Book / Page | 010146 / 001449 |
| Instrument Date | May 12, 2017 |
| Instrument | 91842 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 WHITMAN RD WINTER HAVEN FL 338842356, WINTER HAVEN, FL 33884-2356 |
| Document Number | 101461450 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 010146/001450 |
| Instrument | 91843 |
| Name | SUNBELT LNDG SVCS |
|---|---|
| Address | CLEARWATER, FL 33759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,561 (+2.7%) | $209,027 (-0.85%) Land $42,000 Building $167,027 | |
| 2025 | $159,261 | $210,828 Land $42,000 Building $168,828 | |
| 2024 | $618.00 (+30.38%) | ||
| 2023 | $474.00 (+6.76%) Homeowner's exemption | $150,265 (+3%) | $201,261 (+9.36%) Land $40,000 Building $161,261 |
| 2022 | $444.00 Homeowner's exemption | $145,888 | $184,034 Land $33,000 Building $151,034 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Whitman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Whitman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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