St. Johns County property record for 129 Whispering Oaks Cir, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,578 sqft · built 2023 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Sep 2020) |
| Tax Bill | $13,283 (2025) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 172561-0140 |
| Primary APN | 172561-0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| Gross Area | 3,362 sqft |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 129 WHISPERING OAKS CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34/11-13 WHISPERING OAKS LOT 14 OR5036/835 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | WHISPERING OAKS |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21410 |
129 Whispering Oaks Cir is owned and occupied by two individuals who bought it in September 2020.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 WHISPERING OAKS CIR, SAINT AUGUSTINE, FL 32080-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2020 · Amount on File |
| Deed Sale | Sep 8, 2020 · Amount on File |
| Prior Sale | Apr 2, 2014 · Amount on File |
| Deed Document Number | 202075954 |
| Deed Book / Page | 5036 / 835 |
| Prior Transfer Date | May 5, 2014 |
| Prior Transfer Doc | 0038781135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 8, 2020 |
| Property Address | 129 WHISPERING OAKS CIR, SAINT AUGUSTINE, FL 32080-1701 |
| Document Number | 0050360835 |
| Book / Page | 005036 / 000835 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 75954 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1450 CHESSINGTON CIR LAKE MARY FL 327461919, LAKE MARY, FL 32746-1919 |
The 2025 property tax bill for 129 Whispering Oaks Cir was $13,283 with a homeowner's exemption, up 11.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,942 (-0.92%) Land $245,000 Building $576,942 | $821,942 (-5.94%) Land $245,000 Building $576,942 | |
| 2025 | $13,283.00 (+11.44%) Homeowner's exemption | $829,612 (+3.19%) | $873,836 (+3.38%) Land $245,000 Building $628,836 |
| 2024 | $11,919.00 (+266.18%) Homeowner's exemption | $803,965 (+228.15%) | $845,259 (+245%) Land $245,000 Building $600,259 |
| 2023 | $3,255.00 (+34.06%) | $245,000 (+41.13%) | $245,000 (+41.13%) Land $245,000 |
| 2022 | $2,428.00 | $173,600 | $173,600 Land $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Whispering Oaks Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 243 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 365 units insured incl. 122 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Whispering Oaks Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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