129 Wayne St, Gallatin, TN 37066 Property Records

Sumner County property record for 129 Wayne St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,204 sqft · built 1967
Lot Size	0.941 acres (41,000 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jul 2026)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083135L C 02000`

Property Details

APN / Parcel Number

Primary APN	`083135L C 02000`
Alternative APN	`135L C 02000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,204 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	1,102 sqft
Upper Floors Area	1,102 sqft
Basement Area	1,102 sqft
Finished Basement	551 sqft
Unfinished Basement	551 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,000 sqft (0.941 acres)
Lot Dimensions	205 ft deep x 200 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1,600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	129 WAYNE ST
City	GALLATIN
State	TN
Zip	37066-4075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 1 PAGE: 263 BLOCK: C LOT: LIST SUBD: SHADYCREST
Legal Subdivision	SHADYCREST
Legal Block	C
Legal Lot Number	IST
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	20901

Owner

129 Wayne St is owned and occupied by two individuals who bought it in July 2026.

Source: Sumner County records, as of July 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 WAYNE ST, GALLATIN, TN 37066-4075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL LENDING
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Document Number	20261556303
Deed Book / Page	6888 / 141
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 2, 2026
Property Address	129 WAYNE ST, GALLATIN, TN 37066-4075
Document Number	0001556303
Book / Page	6888 / 141
Instrument Date	Jul 1, 2026
Instrument	20261556303
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	RUDY TITLE LLC, RUDY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,587.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WAYNE ST, GALLATIN, TN 37066-4075

Mortgage

Document Number	0001556304,
Date	Jul 2, 2026
Instrument	20261556304

Lender

Name	RESIDENTIAL LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 10, 2021
Property Address	129 WAYNE ST, GALLATIN, TN 37066-4075
Document Number	0055900212
Book / Page	5590 / 212
Map Reference	MB 1 PG 263
Instrument Date	May 5, 2021
Instrument	1363731
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	SUMNER TITLE AND ESCROW LLC, SUMNER TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WAYNE ST, GALLATIN, TN 37066-4075

Mortgage

Document Number	5590214
Date	May 10, 2021
Instrument	5590/214

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 129 Wayne St was $1,324.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00	$93,175 Land $18,750 Building $74,425
2024			$372,700 Land $75,000 Building $297,700
2023	$1,439.00 (-0.35%)	$47,175 (-) Land $15,000 Building $32,175
2022	$1,444.00	$47,175 Land $15,000 Building $32,175
2021			$188,700 Land $60,000 Building $128,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 129 Wayne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Wayne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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