Caroline County property record for 129 Walnut St, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,036 sqft · built 2005 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,020 (Jun 2015) |
| Tax Bill | $4,208 (2026) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029780 |
| Primary APN | 07-029780 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,036 sqft Total Area |
| Basement Area | 1 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,560 sqft (0.242 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 029780 |
|---|---|
| Street Address | 129 WALNUT ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 10,560 SF LOT-36 S/S LISTER LN LISTER ESTATES |
| Legal Subdivision | LISTER ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 WALNUT ST, RIDGELY, MD 21660-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2015 · Amount on File |
| Deed Sale | Jun 25, 2015 · Amount on File |
| Prior Sale | Jan 19, 2006 · Amount on File |
| Deed Book / Page | 1161 / 226 |
| Prior Transfer Date | May 26, 2015 |
| Prior Transfer Doc | 0011610226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 129 WALNUT ST, RIDGELY, MD 21660-1940 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0013460440 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 1346/440 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,208.00 (+3.57%) Homeowner's exemption | $285,667 (+4.25%) | $297,300 (-) Land $50,000 Building $247,300 |
| 2025 | $4,063.00 (+8.46%) Homeowner's exemption | $274,033 (+7.97%) | $297,300 (+13.3%) Land $50,000 Building $247,300 |
| 2023 | $3,746.00 Homeowner's exemption | $253,800 | $262,400 Land $50,000 Building $212,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Choptank Fiber.
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