Woodford County property record for 129 W Stephens St, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft |
| Lot Size | 0.19 acres (8,250 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,336 (2025) |
| Deeds & Mortgages | Nov 2024 Transfer Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-6001-005-00 |
| Primary APN | 38-6001-005-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Lot Area | 8,250 sqft (0.19 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Driveway | Asphalt Driveway |
| Account Number | 36994 |
|---|---|
| Street Address | 129 W STEPHENS ST |
| City | MIDWAY |
| State | KY |
| Zip | 40347-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 S |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 50400 |
129 W Stephens St is owner-occupied and held in a trust since November 2024.
Source: Woodford County records, as of December 12, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 129 W STEPHENS ST, MIDWAY, KY 40347-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2024 | Intrafamily Transfer, Transfer |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 000D350/48 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Nov 26, 2024 |
| Property Address | 129 W STEPHENS ST, MIDWAY, KY 40347-1133 |
| Document Number | 000D350/48 |
| Book / Page | D350 / 48 |
| Instrument Date | Nov 20, 2024 |
| Instrument | 270066 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 W STEPHENS ST, MIDWAY, KY 40347-1133 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 732, MIDWAY, KY 40347-0732 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 129 W STEPHENS ST, MIDWAY, KY 40347-1133 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2019 |
| Name | Verified Name |
|---|
| Document Number | M851/501 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | M851/501 |
| Instrument | 85885 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 129 W Stephens St was $3,336 with a homeowner's exemption.
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,336.00 Homeowner's exemption | $419,000 | $419,000 |
| 2023 | $2,163.00 Homeowner's exemption | $260,000 | $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 W Stephens St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1978–2015) |
| Most Recent Claim | Apr 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 W Stephens St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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