129 W Shore Dr, Jerome, MI 49249 Property Records

Jackson County property record for 129 W Shore Dr, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1972
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2019)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074-18-33-456-042-01`

Property Details

APN / Parcel Number

Primary APN	`074-18-33-456-042-01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	13,024 sqft (0.299 acres)
Lot Depth	162 ft Depth
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 W SHORE DR
City	JEROME
State	MI
Zip	49249-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-1
Legal Description	LOT 234 ''MIRROR LAKE NO. 1''
Legal Subdivision	MIRROR LAKE NO 1
Legal Lot Number	234
Legal Unit	234
Jurisdiction	JACKSON MI
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2066
Census Tract	6301

Owner

129 W Shore Dr is owned and occupied by an individual who bought it in November 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	129 W SHORE DR, JEROME, MI 49249-9403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP FREEDOM MORTGAGE CORP
Nov 14, 2019	Warranty Deed, Transfer · VA Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Jul 23, 2004 · Amount on File
Deed Document Number	20192836137
Deed Book / Page	2151 / 648
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	129 W SHORE DR, JEROME, MI 49249-9403
Document Number	0002857184
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 W SHORE DR JEROME MI 492499403, JEROME, MI 49249-9403

Mortgage

Document Number	0002857184
Date	Aug 17, 2020
Book Page	002167/000895
Instrument	2857184

Lender

Name	FREEDOM MORTGAGE CORP FREEDOM MORTGAGE CORP
Type	Bank

Agreement

Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 14, 2019
Property Address	129 W SHORE DR, JEROME, MI 49249-9403
Document Number	0002836137
Book / Page	2151 / 0648
Map Reference	LB 23 PG 35-37
Instrument Date	Nov 8, 2019
Instrument	2836137
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13754 MORENCI RD, MORENCI, MI 49256-9713

Mortgage

Document Number	0021510649
Date	Nov 14, 2019
Instrument	2151-0649

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 129 W Shore Dr was $2,198 with a homeowner's exemption, down 34.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Liberty Township
Unified School District	Hanover-Horton Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,000 (+0.32%)	$252,000 (+0.32%)
2025	$2,198.00 (-34.82%)	$125,600	$251,200
2024	$3,372.00
2023		$117,300	$234,600
2020	$3,563.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 W Shore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 W Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Shore Dr

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