129 W Minnesota St, Spring Valley, IL 61362 Property Records

Bureau County property record for 129 W Minnesota St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1901
Lot Size	0.149 acres (6,517 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Sep 2019)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-34-480-001`

Property Details

APN / Parcel Number

Primary APN	`18-34-480-001`
Alternative APN	`931`

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	6,517 sqft (0.149 acres)

Location & Zoning

Account Number	1834480001
Street Address	129 W MINNESOTA ST
City	SPRING VALLEY
State	IL
Zip	61362-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY L 8 BLK 64 D 19-3367
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	CITY SPG VLY
Legal Block	64
Legal Lot Number	8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3022
Census Tract	965200

Owner

129 W Minnesota St is owned and occupied by an individual who bought it in September 2019.

Source: Bureau County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage HUD
Sep 15, 2023	Deed of Trust, Mortgage HUD
Apr 28, 2022	Deed of Trust, Mortgage HUD
Sep 9, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC
Jan 9, 2019	Warranty Deed, Transfer · Conventional Mortgage PERU FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	Jan 9, 2019 · Amount on File
Deed Document Number	20193367
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00686
Date	Mar 11, 2024
Instrument	2024R00686

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	324 Months
Due	Nov 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R03031
Date	Sep 15, 2023
Instrument	2023R03031

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01629
Date	Apr 28, 2022
Instrument	2022R01629

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 9, 2019
Property Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940
Document Number	2019R03367
Instrument Date	Sep 5, 2019
Instrument	2019R03367
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940

Mortgage

Document Number	2019R03368
Date	Sep 9, 2019
Instrument	2019R03368

Lender

Name	MORTGAGE SERVICES III LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.12%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jan 9, 2019
Property Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940
Document Number	2019R00111
Instrument Date	Dec 20, 2018
Instrument	2019R00111
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 W MINNESOTA ST, SPRING VALLEY, IL 61362-1940

Mortgage

Document Number	2019R00112
Date	Jan 9, 2019
Instrument	2019R00112

Lender

Name	PERU FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 129 W Minnesota St was $3,554 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00	$41,049 Land $4,018 Building $37,031	$123,147 Land $12,054 Building $111,093
2023		$35,458 Land $3,471 Building $31,987	$106,374 Land $10,413 Building $95,961
2022	$3,100.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 W Minnesota St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–1985)
Most Recent Claim	Mar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 W Minnesota St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, IVNet.

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