129 W Main St, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 129 W Main St, Cedar Bluffs, NE 68015

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,970 sqft · built 1901
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Jul 2026)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2393-34-3-02005-004-2000`

Property Details

APN / Parcel Number

Primary APN	`2393-34-3-02005-004-2000`
Alternative APN	`004952000`

Interior

Stories	1 Story
Building Area	4,970 sqft Gross Area
1st Floor Area	3,270 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	129 W MAIN ST
City	CEDAR BLUFFS
State	NE
Zip	68015-3110
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	COMMERCIAL
Legal Description	LOTS 1-2 BLK 4 ORIGINAL TOWN CEDAR BLUFFS; MAP NUMBER: 2393-34-3-02005-004-2000
Legal Range	07
Legal Township	17
Legal Section	34
Legal Subdivision	CEDAR BLUFFS-O.T.
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	SAUNDERS NE
Township / Civil Division	NORTH CEDAR
Census Block Group	3
Census Block	3091
Census Tract	968100

Owner

129 W Main St, a commercial property, is owned by a company that bought it in July 2026.

Source: Saunders County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	665 CEDAR LN, ASHLAND, NE 68003-2112
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Personal Representative Deed, Transfer · Conventional Mortgage FIRST STATE BANK/JONES
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Mar 19, 2014
Deed Document Number	2026450
Deed Book / Page	640 / 55
Record Updated	Oct 29, 2026

July 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 31, 2026
Property Address	129 W MAIN ST, CEDAR BLUFFS, NE 68015-3110
Document Number	0000000450
Book / Page	640 / 55
Instrument Date	Jul 30, 2026
Instrument	2026450
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	TITLE SERVICES, TITLE SERVICES OF SAUNDERS COU

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	665 CEDAR LN, ASHLAND, NE 68003-2112

Mortgage

Document Number	0000000451,
Date	Jul 31, 2026
Instrument	202607451

Lender

Name	FIRST STATE BANK/JONES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Recording Date	Aug 12, 2026
Property Address	129 W MAIN ST, CEDAR BLUFFS, NE 68015-3110
Document Number	0000000125
Book / Page	640 / 723
Instrument Date	Jul 30, 2026
Instrument	2026125
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	665 CEDAR LN, ASHLAND, NE 68003-2112

Mortgage

Document Number	0000000125,
Date	Aug 12, 2026
Book Page	640/723
Instrument	2026125

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 129 W Main St was $2,496.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cedar Bluffs Village
County	Saunders County
County Subdivision	North Cedar Township
Unified School District	Cedar Bluffs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00	$182,031 Land $13,721 Building $168,310	$182,031 Land $13,721 Building $168,310
2023	$1,011.00	$54,016 Land $5,280 Building $48,736	$54,016 Land $5,280 Building $48,736

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 129 W Main St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 129 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CEDAR BLUFFS serves 600 people · EPA ID NE3115504
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

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