129 Verna St, Franklin, VA 23851 Property Records

Franklin City property record for 129 Verna St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,674 sqft · built 2004
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Tax Bill	$2,662 (2026)
Deeds & Mortgages	Apr 2023 Refinance Apr 2022 Second Mortgage + 2 more
APN	`037 202 25`

Property Details

APN / Parcel Number

Primary APN	`037 202 25`
Alternative APN	`3145`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Wooded
Garage Area	360 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	124 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3145
Street Address	129 VERNA ST
City	FRANKLIN
State	VA
Zip	23851-2992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ROA
Legal Description	JOYNERS ACRES LOT 25 037-(202)-25
Legal Subdivision	JOYNERS ACRES SD
Legal Lot Number	25
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3006
Census Tract	90100

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 VERNA ST, FRANKLIN, VA 23851-2992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Apr 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYPORT CREDIT UNION
Aug 23, 2019	Intrafamily Transfer, Transfer · Line of Credit BRONCO FEDERAL CREDIT UNION
Aug 18, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 26, 2019
Transfer Doc	0000001782
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	129 VERNA ST, FRANKLIN, VA 23851-2992
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000676
Date	Apr 4, 2023
Instrument	230000676

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	3 Years

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	129 VERNA ST, FRANKLIN, VA 23851-2992
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001069
Date	Apr 15, 2022
Instrument	220001069

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN CITY VA
Recording Date	Aug 23, 2019
Property Address	129 VERNA ST, FRANKLIN, VA 23851-2992
Document Number	0190001782
Instrument Date	Jul 26, 2019
Instrument	190001782
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 VERNA ST, FRANKLIN, VA 23851-2992

Mortgage

Document Number	0190001783
Date	Aug 23, 2019
Instrument	190001783

Lender

Name	BRONCO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Aug 18, 2017
Property Address	129 VERNA ST, FRANKLIN, VA 23851-2992
Document Number	0170001984
Instrument Date	Aug 17, 2017
Instrument	170001984
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 VERNA ST, FRANKLIN, VA 23851-2992

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,662.00 (+14.1%)	$258,400 (+14.03%) Land $45,000 Building $213,400	$258,400 (+14.03%) Land $45,000 Building $213,400
2025	$2,333.00 (+67.72%)	$226,600 (+34.96%) Land $45,000 Building $181,600	$226,600 (+34.96%) Land $45,000 Building $181,600
2023		$167,900 Land $34,800 Building $133,100	$167,900 Land $34,800 Building $133,100
2019	$1,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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