129 Valley Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 129 Valley Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1955
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Aug 2024)
Tax Bill	$5,846 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:24 L:84`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:24 L:84`
Alternative APNs	`M:0024 B:0000 L:0084` `613425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,360 sqft
Attic	Attic
Attic Area	544 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	613425
Street Address	129 VALLEY RD
City	DRACUT
State	MA
Zip	01826-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	84
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1021
Census Tract	314101

Owner

129 Valley Rd is owned and occupied by an individual who bought it in August 2024.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	129 VALLEY RD, DRACUT, MA 01826-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Jul 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMBERS PLUS CU
May 23, 2017	Deed of Trust, Mortgage · Line of Credit RTN FCU
May 22, 2020	Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Jul 17, 2023 · Amount on File
Deed Book / Page	38727 / 58
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	129 VALLEY RD, DRACUT, MA 01826-2035
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036023-167
Date	Jul 20, 2021
Book Page	36023/167
Instrument	42663

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jul 17, 2023
Property Address	129 VALLEY RD, DRACUT, MA 01826-2035
Document Number	037953-219
Book / Page	37953 / 219
Instrument Date	Jul 17, 2023
Instrument	20485
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	129 VALLEY RD, DRACUT, MA 01826-2035

Mortgage

Document Number	0000020487
Date	Jul 17, 2023
Instrument	20487

Lender

Name	MEMBERS PLUS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	129 VALLEY RD, DRACUT, MA 01826-2035
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31138-267
Date	May 23, 2017
Book Page	31138/267
Instrument	21002

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2037

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	May 22, 2020
Property Address	129 VALLEY RD, DRACUT, MA 01826-2035
Document Number	34155-25
Book / Page	34155 / 25
Instrument Date	May 16, 2020
Instrument	21868
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 VALLEY RD, DRACUT, MA 01826-2035

Mortgage

Document Number	21870
Date	May 22, 2020
Instrument	21870

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 129 Valley Rd was $5,846, up 3.8% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,846.00 (+3.84%)	$604,500 (+8.66%) Land $209,500 Building $395,000	$521,835 (-)
2025	$5,630.00 (+13.21%)	$556,300 (+16.89%) Land $192,200 Building $364,100	$521,835 (+0.31%)
2024	$4,973.00 (+8.44%)	$475,900 (+20.18%) Land $183,000 Building $292,900	$520,220
2023	$4,586.00	$396,000 Land $159,100 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

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