129 Union St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 129 Union St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,736 sqft · built 2012
Lot Size0.44 acres (19,175 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Dec 2011)
Tax Bill$11,274 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN74-203

Property Details

APN / Parcel Number

Primary APN74-203
Alternative APNs
  • FRAN M:278 L:177
  • M:074 L:203

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,736 sqft Living Area
Gross Area7,429 sqft
Basement Area1,805 sqft
Unfinished Basement1,805 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,175 sqft (0.44 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number74-203
Street Address129 UNION ST
CityFRANKLIN
StateMA
Zip02038-2038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number177
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group4
Census Block4000
Census Tract442101

Owner

129 Union St is owned and occupied by two individuals who acquired it in January 2024.

Source: Norfolk County and Franklin Town City records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address129 UNION ST, FRANKLIN, MA 02038-2038
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2011 · Amount on File
Deed SaleDec 22, 2011 · Amount on File
Deed Document Number201112
Deed Book / Page29479 / 311
Last Transfer DateJan 9, 2024
Transfer Doc041969-584
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address129 UNION ST, FRANKLIN, MA 02038-2038
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042359-431
DateApr 24, 2025
Book Page42359/431
Instrument24817
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 129 Union St was $11,274, up 6.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,274.00 (+6.75%)$970,200 (+8.31%) Land $237,500 Building $732,700
2024$10,561.00 (+0.93%)$895,800 (+7.69%) Land $237,500 Building $658,300
2023$10,464.00$831,800 Land $259,300 Building $572,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 129 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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