Augusta County property record for 129 Torry Ln, Stuarts Draft, VA 24477 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,805 sqft · built 1993 |
| Lot Size | 0.351 acres (15,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,500 (Jun 2016) |
| Tax Bill | $1,553 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance Jun 2022 Reverse Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084E110 12 2 |
| Primary APN | 084E110 12 2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 3,580 sqft |
| 1st Floor Area | 1,805 sqft |
| Basement Area | 1,405 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,324 sqft (0.351 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Porch | Patio |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 129 TORRY LN |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84E1-(10)-12-2 RIDGEVIEW ACRES SEC 9 LOT 2 BLK 12 |
| Legal Subdivision | RIDGEVIEW ACRES |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 71102 |
Source: Augusta County records · APN 084E110 12 2
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DUPONT COMMUNITY CREDIT UNION |
| Jun 06, 2022 | Deed of Trust, Mortgage · Reverse Mortgage DUPONTY COMMUNITY CREDIT UNION |
| Sep 11, 2006 | Deed of Trust, Mortgage · Line of Credit HOME LOAN CENTER INC |
| Apr 03, 2007 | Deed of Trust, Mortgage · ARM DECISION ONE MORTGAGE CO LLC |
| Mar 24, 2005 | Deed of Trust, Mortgage · ARM CREVECOR MORTGAGE INC |
| Apr 03, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DECISION ONE MORTGAGE CO LLC |
| Jan 05, 2026 | Intrafamily Transfer, Transfer · Line of Credit DUPONT COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2016 · Amount on Record |
| Deed Sale | Jun 13, 2016 · Amount on Record |
| Prior Sale | Oct 31, 2011 · Amount on Record |
| Deed Document Number | 20164241 |
| Prior Transfer Date | Feb 28, 2006 |
| Prior Transfer Doc | 0000005234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200011349 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 200011349 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220005007 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 220005007 |
| Name | DUPONTY COMMUNITY CREDIT UNION |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 601 Months |
| Due | Jul 01, 2072 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0060011950 |
|---|---|
| Date | Sep 11, 2006 |
| Instrument | 060011950 |
| Name | HOME LOAN CENTER INC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070003630 |
|---|---|
| Date | Apr 03, 2007 |
| Instrument | 070003630 |
| Name | DECISION ONE MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.94% |
| Type Change Date | Apr 03, 2009 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.94% |
| Max Rate At Change | 9.94% |
| Index | 6-Month LIBOR |
| Max Rate | 13.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0050003735 |
|---|---|
| Date | Mar 24, 2005 |
| Instrument | 050003735 |
| Name | CREVECOR MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | SAINT LOUIS, MO 63144 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Apr 01, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.5% |
| Max Rate At Change | 9.5% |
| Index | 6-Month LIBOR |
| Max Rate | 13.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070003631 |
|---|---|
| Date | Apr 03, 2007 |
| Instrument | 070003631 |
| Name | DECISION ONE MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 03, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jan 05, 2026 |
| Property Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Document Number | 0260000066 |
| Map Reference | MB 1026 PG 169 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 260000066 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 TORRY LN, STUARTS DRAFT, VA 24477-2932 |
| Document Number | 0260000067 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 260000067 |
| Name | DUPONT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,553.00 | $298,800 (-) Land $57,500 Building $241,300 | |
| 2025 | $298,800 (+63.55%) Land $57,500 Building $241,300 | ||
| 2024 | $298,800 (+63.55%) Land $57,500 Building $241,300 | ||
| 2023 | $1,151.00 | $182,700 Land $38,500 Building $144,200 | $182,700 Land $38,500 Building $144,200 |
Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510150711024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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