Buchanan County property record for 129 Terrace Dr, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,225 sqft · built 1963 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (May 2025) |
| Tax Bill | $3,792 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003251006 |
| Primary APN | 1003251006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Basement Area | 1,225 sqft |
| Finished Basement | 1,225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 129 TERRACE DR |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNYSIDE LOT 6 |
| Legal Subdivision | SUNNYSIDE |
| Legal Lot Number | 6 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950500 |
129 Terrace Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Buchanan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 TERRACE DR, INDEPENDENCE, IA 50644-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Deed Document Number | 20251426 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 129 Terrace Dr was $3,792.
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,792.00 | $202,960 Land $36,480 Building $166,480 | $202,960 Land $36,480 Building $166,480 |
| 2023 | $3,066.00 Homeowner's exemption | $178,350 Land $32,570 Building $145,780 | $178,350 Land $32,570 Building $145,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1990–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independence Telecommunications Utility Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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