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129 Summit St, Spencer, WV 25276 Property Records

Roane County property record for 129 Summit St, Spencer, WV 25276 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 640 sqft · built 1958
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$48,000 (Jan 2025)
Tax Bill$682 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN08-1-0097.0000

Property Details

APN / Parcel Number

Primary APN08-1-0097.0000
Alternative APNs
  • 44-08-0001-0097-0000
  • 4408 1009700000000
  • 44-08-1-0097.0000
  • 85486201

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area640 sqft Living Area
1st Floor Area1,280 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions113 ft deep x 108 ft wide
TerrainLow
PorchPorch
Porch Area240 sqft
Patio Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number85486201
Street Address129 SUMMIT ST
CitySPENCER
StateWV
Zip25276-1140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 34-35-36 BLK 6 COLLEGE ADDN
Legal SubdivisionCOLLEGE ADD
Legal Block6
Legal Lot Number34-36
JurisdictionROANE WV
Township / Civil DivisionI
Census Block Group3
Census Block3013
Census Tract963000

Owner

Source: Roane County records · APN 08-1-0097.0000

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 847, SPENCER, WV 25276-0847
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 21, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 03, 2025 · Amount on Record
Deed SaleJan 03, 2025 · Amount on Record
Prior SaleOct 24, 2011 · Amount on Record
Deed Document Number20252198007
Deed Book / Page669 / 413
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE WV
Property Address129 SUMMIT ST, SPENCER, WV 25276-1140
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000386/680
DateOct 27, 2025
Book Page386/680
Instrument2203315
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionROANE WV
Recording DateJun 21, 2022
Property Address129 SUMMIT ST, SPENCER, WV 25276-1140
Document Number000630/690
Book / Page630 / 690
Map ReferenceDB 479 PG 216
Instrument DateJun 21, 2022
Instrument2182664
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4283 BEAVER RUN RD, BURLINGTON, WV 26710-9306

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWest Virginia
CountyRoane County
MunicipalitySpencer City
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$682.00 (+8.25%)$30,240 (+9.33%) Land $6,540 Building $23,700$50,400 (+9.33%) Land $10,900 Building $39,500
2023$630.00 (+1.29%)$27,660 (+1.99%) Land $6,120 Building $21,540$46,100 (+1.99%) Land $10,200 Building $35,900
2022$622.00$27,120 Land $6,120 Building $21,000$45,200 Land $10,200 Building $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (54087C), updated March 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540879630003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 21% of West Virginia
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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