129 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 129 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,168 sqft · built 1920
Lot Size	0.053 acres (2,309 sqft)
Owner	Company Name on File
Last Sale	$115,500 (Jan 2020)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00808-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`19-00808-0000-00024`
Alternative APNs	`190080800024` `03006500` `996`

Interior

Stories	2 Stories
Building Area	1,168 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	2,309 sqft (0.053 acres)
Lot Dimensions	130 ft deep x 18 ft wide

Location & Zoning

Account Number	996
Street Address	129 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	PHILLIPSBURG
Legal Block	808
Legal Lot Number	24
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1004
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

129 Summit Ave is owned by a company that bought it in January 2020.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	129 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 29, 2020	Grant Deed, Transfer · VA Mortgage CHERRY CREEK MTG
Jan 24, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Sep 21, 2007 · Amount on File
Deed Document Number	2020523463
Deed Book / Page	3033 / 250
Prior Transfer Date	Dec 1, 1998
Prior Transfer Doc	0000097968
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	129 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454

Mortgage

Document Number	007557/326
Date	Jan 24, 2024
Book Page	7557/326
Instrument	2024-602071

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 29, 2020
Property Address	129 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Document Number	0000523463
Book / Page	003033 / 000250
Instrument Date	Dec 17, 2019
Instrument	523463
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	129 SUMMIT AVE PHILLIPSBURG NJ 088652454, PHILLIPSBURG, NJ 08865-2454

Mortgage

Document Number	523464
Date	Jan 29, 2020
Book Page	006818/000001
Instrument	523464

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	129 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2454
Document Number	0000487879
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SUMMIT AVE PHILLIPSBURG NJ 088652454, PHILLIPSBURG, NJ 08865-2454

Mortgage

Document Number	0000487879
Date	Jan 31, 2018
Book Page	006544/000265
Instrument	487879

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 129 Summit Ave was $3,474, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,300 (-) Land $22,900 Building $51,400	$74,300 (-) Land $22,900 Building $51,400
2025	$3,474.00 (+2.9%)	$74,300 Land $22,900 Building $51,400	$74,300 Land $22,900 Building $51,400
2024	$3,376.00
2023		$74,300 Land $22,900 Building $51,400	$74,300 Land $22,900 Building $51,400
2022	$3,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Summit Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2004–2006)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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