129 Stephenson Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 129 Stephenson Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 2017
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2017)
Tax Bill	$2,515 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15K09155T`

Property Details

APN / Parcel Number

Primary APN	`15K09155T`
Alternative APN	`2000200156`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	602 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000200156
Street Address	129 STEPHENSON DR
City	SMITHFIELD
State	NC
Zip	27577-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 137 OLD FARM ACRES SEC 6 61/236
Legal Subdivision	OLD FARM ACRES
Legal Lot Number	137
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2001
Census Tract	40904

Owner

129 Stephenson Dr is owned and occupied by an individual who bought it in April 2017.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	129 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2017	Deed, Transfer · FHA Mortgage
Jan 17, 2017	Grant Deed, Construction Loan REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Deed Document Number	2017527178
Deed Book / Page	4944 / 396
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	129 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000814310
Date	Jun 13, 2022
Book Page	6278/838
Instrument	2022814310

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 20, 2017
Property Address	129 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Document Number	0000527178
Book / Page	4944 / 396
Map Reference	PB 61 PG 236
Instrument Date	Apr 20, 2017
Instrument	2017527178
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 BATTLEGROUND AVE STE 230, 3300, GREENSBORO, NC 27410-2490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 STEPHENSON DR, SMITHFIELD, NC 27577-9344

Mortgage

Document Number	, 2017527179
Date	Apr 20, 2017
Instrument	2017527179

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 17, 2017
Property Address	129 STEPHENSON DR, SMITHFIELD, NC 27577-9344
Document Number	0000516655
Book / Page	004896 / 000167
Instrument Date	Oct 19, 2016
Instrument	516655
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$366.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490
Investor	Possibly a Property Investor

Mortgage

Document Number	516656
Date	Jan 17, 2017
Book Page	004896/000169
Instrument	516656

Lender

Name	REGIONS BK
Type	Bank
Address	1010 GERVAIS ST # 2ND, COLUMBIA, SC 29201-3130

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Mortgage

Document Number	516658,
Date	Jan 17, 2017
Book Page	004896/000203
Instrument	516658

Lender

Name	CAPITAL BK
Type	Bank
Address	WINSTON SALEM, NC 27104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 129 Stephenson Dr was $2,515.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,515.00	$262,010 Land $50,000 Building $212,010	$262,010 Land $50,000 Building $212,010
2023	$1,785.00	$141,680 Land $25,000 Building $116,680	$141,680 Land $25,000 Building $116,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Stephenson Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Stephenson Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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