129 Spring St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 129 Spring St, Santa Cruz, CA 95060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,973 sqft · built 1940
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jun 2014)
Tax Bill	$14,766 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-103-03`

Property Details

APN / Parcel Number

Primary APN	`006-103-03`
Alternative APN	`006-103-03-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,973 sqft Living Area
Gross Area	2,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	129 SPRING ST
City	SANTA CRUZ
State	CA
Zip	95060-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALLEGRO HEIGHTS 01 09
Legal Block	5
Legal Lot Number	5
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2014
Census Tract	100300

Owner

129 Spring St is owned and occupied by two individuals who acquired it in September 2020.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 SPRING ST, SANTA CRUZ, CA 95060-2519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 17, 2021	Intrafamily Transfer, Transfer
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALDWELL ROBERT F TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2014 · Amount on File
Deed Sale	Jun 13, 2014 · Amount on File
Prior Sale	Mar 4, 2009 · Amount on File
Deed Document Number	201419095
Last Transfer Date	Sep 22, 2020
Transfer Doc	0000027785
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	129 SPRING ST, SANTA CRUZ, CA 95060-2519
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SPRING ST, SANTA CRUZ, CA 95060-2519

Mortgage

Document Number	0000015439
Date	Mar 16, 2021
Instrument	2021-0015439

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	129 SPRING ST, SANTA CRUZ, CA 95060-2519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004814
Date	Feb 16, 2018
Instrument	2018-0004814

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 17, 2021
Property Address	129 SPRING ST, SANTA CRUZ, CA 95060-2519
Document Number	0000027785
Map Reference	VOL 26 PG 26
Instrument Date	Sep 22, 2020
Instrument	2021-0027785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	129 SPRING ST, SANTA CRUZ, CA 95060-2519

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	129 SPRING ST, SANTA CRUZ, CA 95060-2519
Document Number	0000020732
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	129 SPRING ST SANTA CRUZ CA 950602519, SANTA CRUZ, CA 95060-2519

Mortgage

Document Number	0000020732
Date	Jul 23, 2019
Instrument	20732

Lender

Name	CALDWELL ROBERT F TRUST (RT)
Address	2070 NEWCOMB AVE # B, SAN FRANCISCO, CA 94124-1615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 129 Spring St was $14,766 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,281,479 (+2%) Land $812,748 Building $468,731
2025	$14,766.00 Homeowner's exemption	$1,256,352 Land $796,811 Building $459,541
2023	$13,591.00 (+1.15%) Homeowner's exemption	$1,207,566 Land $765,870 Building $441,696	$1,520,820
2022	$13,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon.

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