129 Spelt Dr, Clayton, DE 19938 Property Records

Kent County property record for 129 Spelt Dr, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,488 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$276,998 (Apr 2022)
Tax Bill	$1,300 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-04-018.07-05-14.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-04-018.07-05-14.00-000`
Alternative APNs	`105043` `111488`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	115 ft deep x 19.4 ft wide

Location & Zoning

Account Number	111488
Street Address	129 SPELT DR
City	CLAYTON
State	DE
Zip	19938-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GRAIN MILL STATION LOT #14 129 SPELT DR
Legal Subdivision	GRAIN MILL STATION
Legal Lot Number	14
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1050
Census Tract	40201

Owner

129 Spelt Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 SPELT DR, CLAYTON, DE 19938-7780
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 25, 2022	Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit ARTISANS BANK
Jun 1, 2018	Intrafamily Transfer, Transfer · Line of Credit ARTISANS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Deed Document Number	2022449964
Deed Book / Page	11902 / 160
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000341650
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	129 SPELT DR, CLAYTON, DE 19938-7780
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457392
Date	Aug 4, 2022
Book Page	12085/239
Instrument	2022-457392

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2052

April 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Apr 25, 2022
Property Address	129 SPELT DR, CLAYTON, DE 19938-7780
Document Number	0000449964
Book / Page	11902 / 160
Map Reference	MB 9142 PG 107
Instrument Date	Apr 21, 2022
Instrument	2022-449964
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,539.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WESTON DR, DOVER, DE 19904-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SPELT DR, CLAYTON, DE 19938-7780

Mortgage

Document Number	0000449965
Date	Apr 25, 2022
Instrument	2022-449965

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	129 SPELT DR, CLAYTON, DE 19938-7780
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381273
Date	Mar 4, 2020
Book Page	10066/88
Instrument	2020-381273

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Jun 1, 2018
Property Address	129 SPELT DR, CLAYTON, DE 19938-7780
Document Number	0000341650
Book / Page	9142 / 107
Map Reference	MB111 PG7
Instrument Date	May 30, 2018
Instrument	2018-341650
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WESTON DR, 200, DOVER, DE 19904-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 WESTON DR, DOVER, DE 19904-2786

Mortgage

Document Number	0000341652
Date	Jun 1, 2018
Instrument	2018-341652

Lender

Name	ARTISANS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 129 Spelt Dr was $1,300, up 1.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Clayton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,300.00 (+1.4%)	$305,800 Land $39,000 Building $266,800
2025	$1,282.00
2023	$1,275.00	$48,000 Land $4,100 Building $43,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Spelt Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Spelt Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	SMYRNA WATER DEPARTMENT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Spelt Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures