129 Shady St, Flora, IL 62839 Property Records

Clay County property record for 129 Shady St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 969 sqft · built 1950
Lot Size	0.139 acres (6,084 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Oct 2021)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-236-004`

Property Details

APN / Parcel Number

Primary APN	`10-25-236-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	969 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	6,084 sqft (0.139 acres)
Garage Area	356 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	129 SHADY ST
City	FLORA
State	IL
Zip	62839-2615
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	S C JAMES ADDN N 10' LOT 6 & S 45' LOT 7
Legal Subdivision	S C JAMES ADD
Legal Lot Number	6-7
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3091
Census Tract	972100

Owner

129 Shady St, a residential property, is owned by a company that bought it in October 2021.

Source: Clay County records, as of October 15, 2026

Owner of Record	Company Name on File
Mailing Address	302 N SYCAMORE ST, FLORA, IL 62839-2022
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage LAND OF LINCOLN CU
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CU
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage IUKA STATE BANK
May 28, 2020	Executor's Deed, Transfer · Conventional Mortgage IUKA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	2021203219
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	129 SHADY ST, FLORA, IL 62839-2615
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205064
Date	Jun 21, 2022
Instrument	205064

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 5, 2027

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 21, 2021
Property Address	129 SHADY ST, FLORA, IL 62839-2615
Document Number	0000203219
Instrument Date	Oct 20, 2021
Instrument	203219
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 ENTERPRISE ST, 405, LUKIN, IL 62839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 N SYCAMORE ST, FLORA, IL 62839-2022

Mortgage

Document Number	0000203220
Date	Oct 21, 2021
Instrument	203220

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 20, 2026

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	129 SHADY ST, FLORA, IL 62839-2615
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	199079
Date	May 28, 2020
Instrument	199079

Lender

Name	IUKA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CLAY IL
Recording Date	May 28, 2020
Property Address	129 SHADY ST, FLORA, IL 62839-2615
Document Number	0000199078
Instrument Date	May 22, 2020
Instrument	199078
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ENTERPRISE ST, IUKA, IL 62849-1119

Mortgage

Document Number	0000199079
Date	May 28, 2020
Instrument	199079

Lender

Name	IUKA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 129 Shady St was $1,143, up 4.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+4.86%)	$14,938 Land $2,508 Building $12,430	$44,814 Land $7,524 Building $37,290
2024	$1,090.00
2022	$1,070.00 (+41.72%)	$11,243 Land $1,824 Building $9,419	$33,729 Land $5,472 Building $28,257
2021	$755.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 Shady St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Shady St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Nextlink, T-Mobile.

Nearby Properties on Shady St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures