129 Saratoga St, Delaware, OH 43015 Property Records

Delaware County property record for 129 Saratoga St, Delaware, OH 43015

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,315 sqft · built 2004
Lot Size	1.5 acres (65,441 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Dec 2018)
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-330-02-033-686`

Property Details

APN / Parcel Number

Primary APN	`519-330-02-033-686`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,315 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	65,441 sqft (1.5 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	129 SARATOGA ST
City	DELAWARE
State	OH
Zip	43015-5007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 155 VILLAGE AT LEHNER WOODS CONDOS 17 AMEND
Legal Subdivision	VILLAGE AT LEHNER WOODS CONDOS 17 AMEND
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2017
Census Tract	10520

Owner

129 Saratoga St, a condominium, is owned and occupied by an individual who bought it in December 2018.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	129 SARATOGA ST, DELAWARE, OH 43015-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Nov 29, 2004 · Amount on File
Deed Document Number	201834323
Deed Book / Page	1612 / 1232
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	129 SARATOGA ST, DELAWARE, OH 43015-5007
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 SARATOGA ST, DELAWARE, OH 43015-5007

Mortgage

Document Number	0000026846
Date	Dec 18, 2023
Book Page	2067/2764
Instrument	202300026846

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 11, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	129 SARATOGA ST, DELAWARE, OH 43015-5007
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018374
Date	Jul 13, 2018
Book Page	1582/818
Instrument	2018-00018374

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	129 SARATOGA ST, DELAWARE, OH 43015-5007
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000418
Date	Jan 5, 2021
Book Page	1811/38
Instrument	202100000418

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 19, 2018
Property Address	129 SARATOGA ST, DELAWARE, OH 43015-5007
Document Number	0000034323
Book / Page	1612 / 1232
Map Reference	CAB 3 SL 547
Instrument Date	Dec 17, 2018
Instrument	201800034323
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIRST OHIO TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3236 STONE VALLEY RD W, ALAMO, CA 94507-1555

Mortgage

Document Number	0000034324
Date	Dec 19, 2018
Instrument	201800034324

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 129 Saratoga St was $3,896, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,896.00 (+5.35%)	$78,230 (-) Land $12,080 Building $66,150	$223,500 Land $34,500 Building $189,000
2024	$3,698.00 (-0.19%) Homeowner's exemption	$78,230 (-) Land $12,080 Building $66,150
2023	$3,705.00 Homeowner's exemption	$78,230 Land $12,080 Building $66,150	$223,500 Land $34,500 Building $189,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Saratoga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Saratoga St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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