129 Saint Annes, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 129 Saint Annes, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,428 sqft · built 2024
Lot Size0.281 acres (12,240 sqft)
Owner2 Individual Names on Record
Last Sale$539,900 (Jul 2025)
Tax Bill$4,182 (2026)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21E-02-146

Property Details

APN / Parcel Number

Primary APN21E-02-146
Alternative APN
  • 26290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,428 sqft Living Area
1st Floor Area3,696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof MaterialAsphalt
Lot Area12,240 sqft (0.281 acres)
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas
SewerConnected

Location & Zoning

Street Address129 SAINT ANNES
CitySMITHFIELD
StateVA
Zip23430-6831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 146 CYPRESS CREEK PH 6 SEC 1 PLAT I#210852
Legal SubdivisionCYPRESS CREEK PHASE 6
Legal Lot Number146
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1000
Census Tract280105

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address129 SAINT ANNES, SMITHFIELD, VA 23430-6831
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2025 · Amount on Record
Deed SaleJul 15, 2025 · Amount on Record
Prior SaleSep 28, 2022 · Amount on Record
Deed Document Number20252962
Record UpdatedOct 29, 2026

July 2025: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionISLE OF WIGHT VA
Recording DateJul 15, 2025
Property Address129 SAINT ANNES, SMITHFIELD, VA 23430-6831
Document Number0250002962
Instrument DateJul 2, 2025
Instrument250002962
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10618 PATTERSON AVE, HENRICO, VA 23238-4702

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address129 SAINT ANNES, SMITHFIELD, VA 23430-6831

Mortgage

Document Number0250002963
DateJul 15, 2025
Instrument250002963
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
MunicipalitySmithfield Town
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,182.00 (+5.55%)$516,300 (+0.98%) Land $95,000 Building $421,300$516,300 (+0.98%) Land $95,000 Building $421,300
2025$3,962.00$511,300 (+438.21%) Land $95,000 Building $416,300$511,300 (+438.21%) Land $95,000 Building $416,300
2023$95,000 Land $95,000$95,000 Land $95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2006–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Annes

Nearby Streets

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