129 S Oak St, Oregon, WI 53575 Property Records

Dane County property record for 129 S Oak St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1972
Lot Size	0.237 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Jul 2018)
Tax Bill	$5,822 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0509-122-6108-4`

Property Details

APN / Parcel Number

Primary APN	`0509-122-6108-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Aluminum/Vinyl
Lot Area	10,367 sqft (0.237 acres)
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	129 S OAK ST
City	OREGON
State	WI
Zip	53575-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDN FRAPE HEIGHTS BLOCK 3 LOT 8
Legal Range	09
Legal Township	05
Legal Section	12
Legal Subdivision	FIRST ADD
Legal Block	3
Legal Lot Number	8
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2011
Census Tract	12501

Owner

129 S Oak St is owned and occupied by two individuals who bought it in July 2018.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	129 S OAK ST, OREGON, WI 53575-1566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Feb 24, 2014
Deed Document Number	5425922
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	129 S OAK ST, OREGON, WI 53575-1566
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006079037
Date	Feb 5, 2026
Instrument	6079037

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	129 S OAK ST, OREGON, WI 53575-1566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005655335
Date	Oct 29, 2020
Instrument	5655335

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jul 17, 2018
Property Address	129 S OAK ST, OREGON, WI 53575-1566
Document Number	0005425922
Instrument Date	Jul 13, 2018
Instrument	5425922
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	RISE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	129 S OAK ST OREGON WI 535751566, OREGON, WI 53575-1566

Mortgage

Document Number	5425923
Date	Jul 17, 2018
Instrument	5425923

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 129 S Oak St was $5,822 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,822.00 Homeowner's exemption	$406,700 Land $55,400 Building $351,300	$390,100
2023		$320,000 Land $42,700 Building $277,300	$328,700
2022	$4,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 S Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 129 S Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

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