129 Ruby Ave, Elizabethton, TN 37643 Property Records

Carter County property record for 129 Ruby Ave, Elizabethton, TN 37643

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1948
Lot Size	75 acres (3,267,000 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2020)
Tax Bill	$432 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010049L B 01300`

Property Details

APN / Parcel Number

Primary APN	`010049L B 01300`
Alternative APN	`049L B 01300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,267,000 sqft (75 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	168 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	129 RUBY AVE
City	ELIZABETHTON
State	TN
Zip	37643-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: V02
Legal Subdivision	MILLER SUB
Legal Block	1
Legal Lot Number	25 27
Jurisdiction	CARTER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	70600

Owner

Source: Carter County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	129 RUBY AVE, ELIZABETHTON, TN 37643-7264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage APPALACHIAN COMMUNITY FCU
Aug 10, 2018	Warranty Deed, Transfer · ARM APPALACHIAN COMMUNITY FCU
Mar 1, 2018	Warranty Deed, Transfer TRI CITY TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	20005479
Deed Book / Page	402 / 180
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Property Address	129 RUBY AVE, ELIZABETHTON, TN 37643-7264
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001505
Date	Mar 3, 2022
Book Page	476/500
Instrument	22001505

Lender

Name	APPALACHIAN COMMUNITY FCU
Type	Credit Union
Address	JOHNSON CITY, TN 37615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Aug 10, 2018
Property Address	129 RUBY AVE, ELIZABETHTON, TN 37643-7264
Document Number	0000004763
Book / Page	324 / 986
Map Reference	MB1 PG130
Instrument Date	Aug 8, 2018
Instrument	18004763
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	CLASSIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$303.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 RUBY AVE, ELIZABETHTON, TN 37643-7264

Mortgage

Document Number	0000004764
Date	Aug 10, 2018
Book Page	325/001
Instrument	18004764

Lender

Name	APPALACHIAN COMMUNITY FCU
Type	Credit Union
Address	JOHNSON CITY, TN 37615

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2021
Change Frequency	3 Years
Min Rate At Change	8.5%
Max Rate At Change	10.5%
Index	3-Year CMT
Margin	6
Max Rate	14.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Mar 1, 2018
Property Address	129 RUBY AVE, ELIZABETHTON, TN 37643-7264
Document Number	0000001149
Book / Page	000309 / 000470
Instrument Date	Feb 28, 2018
Instrument	1149
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	TRI CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$133.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	313 E D ST ELIZABETHTON TN 376432705, ELIZABETHTON, TN 37643-2705

Tax Assessment & Valuation

Source: Carter County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$432.00 (+7.46%)	$19,800 (-) Land $3,750 Building $16,050
2023		$19,800 (-) Land $3,750 Building $16,050
2022	$402.00	$19,800 Land $3,750 Building $16,050	$79,200 (-) Land $15,000 Building $64,200
2021			$79,200 Land $15,000 Building $64,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Severe Storms And Flooding, Jan 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIZABETHTON WATER DEPT serves 32,490 people · EPA ID TN0000221
Water Source	Purchased surface water from WATAUGA RIVER REG WATER AUTH
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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